Forsyth County property record for 1820 Unity Loop, Cumming, GA 30040 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 6 Beds |
| Bathrooms | 5 Baths |
| Year Built | Built 2007 |
| Square Footage | 3,323 sqft Living Area |
| Lot Size | 9,148 sqft (0.21 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $765,000 (2024) |
| Tax Bill | $7,671.00 (2025) |
Source: Forsyth County records · APN 130-000-447
Assessment roll updated May 27, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1820 UNITY LOOP, CUMMING, GA 30040-8298 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 19, 2024 | Warranty Deed, Transfer · Conventional Mortgage PROVIDENT FUNDING |
| Jan 08, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CAROLYN J SOMMOVIGO |
| Mar 25, 2020 | Grant Deed, Transfer · Conventional Mortgage SHELTER HM MTG LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 19, 2024 · Amount on Record |
| Deed Sale | Apr 19, 2024 · Amount on Record |
| Prior Sale | Mar 25, 2020 · Amount on Record |
| Deed Book / Page | 11234 / 22 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FORSYTH GA |
| Recording Date | Apr 19, 2024 |
| Property Address | 1820 UNITY LOOP, CUMMING, GA 30040-8298 |
| Document Number | 0112340022 |
| Book / Page | 11234 / 22 |
| Instrument Date | Apr 18, 2024 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | From Affidavit or Verified |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1820 UNITY LOOP, CUMMING, GA 30040-8298 |
| Document Number | 0001123425 |
|---|---|
| Date | Apr 19, 2024 |
| Instrument | 11234/25 |
| Name | PROVIDENT FUNDING |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Jan 01, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FORSYTH GA |
| Property Address | 1820 UNITY LOOP, CUMMING, GA 30040-8298 |
| Document Number | 0098650507 |
| Instrument Date | Jan 08, 2021 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2021 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 1820 UNITY LOOP CUMMING GA 300408298, CUMMING, GA 30040-8298 |
| Document Number | 0098650507 |
|---|---|
| Date | Jan 14, 2021 |
| Book Page | 009865/000507 |
| Name | CAROLYN J SOMMOVIGO |
|---|---|
| Address | 1820 UNITY LOOP, CUMMING, GA 30040-8298 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FORSYTH GA |
| Recording Date | Mar 25, 2020 |
| Property Address | 1820 UNITY LOOP, CUMMING, GA 30040-8298 |
| Document Number | 0092760125 |
| Book / Page | 009276 / 000125 |
| Instrument Date | Mar 25, 2020 |
| Transaction Type | Transfer |
| Record Updated | May 29, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $495.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 1820 UNITY LOOP CUMMING GA 300408298, CUMMING, GA 30040-8298 |
| Document Number | 92760126 |
|---|---|
| Date | Mar 25, 2020 |
| Book Page | 009276/000126 |
| Name | SHELTER HM MTG LLC |
|---|---|
| Address | NORCROSS, GA 30093 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 24, 2050 |
Source: Forsyth County records · Assessment roll updated May 27, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Forsyth County |
| Unified School District | Forsyth County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,671.00 (+35.48%) | $312,836 (+9.44%) Land $66,000 Building $246,836 | $782,090 (+9.44%) Land $165,000 Building $617,090 |
| 2023 | $5,662.00 (-3.13%) Homeowner's exemption | $285,848 (+53.61%) Land $62,000 Building $223,848 | $714,620 (+53.61%) Land $155,000 Building $559,620 |
| 2022 | $5,845.00 Homeowner's exemption | $186,088 Land $34,000 Building $152,088 | $465,220 Land $85,000 Building $380,220 |
Source: FEMA National Flood Hazard Layer, Forsyth County (13117C), updated September 3, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 34% of the US · above 12% of Georgia |
|---|---|
| Wildfire Likelihood | About 1 in 3,846 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 130-000-447 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 5 Baths |
| Plumbing Fixtures | 15 Plumbing Fixtures |
| Building Area | 3,323 sqft Living Area |
| Basement Area | 1,534 sqft Basement |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Other Exterior |
| Construction Type | Wood Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 9,148 sqft (0.21 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 441 sqft Garage |
| Deck Area | Deck Area |
|---|---|
| Patio Area | 576 sqft Patio |
| Porch | Open Porch |
| Porch Area | 180 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Heating Fuel | Gas Heating Fuel |
| Account Number | 0000231928 |
|---|---|
| Street Address | 1820 UNITY LOOP |
| City | CUMMING |
| State | GA |
| Zip | 30040-8298 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 2-1 230 LT 187 UNITY PH2B LIBERTY |
| Legal Subdivision | UNITY AT LIBERTY |
| Legal Phase | 2B |
| Legal Block | 3 |
| Legal Lot Number | 187 |
| Jurisdiction | FORSYTH GA |
| Minor Civil Division | CUMMING |
| Census Blockgroup | 3 |
| Census Block | 3012 |
| Census Tract | 130406 |
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