1855 Elderberry Ln, Inverness, FL 34453 Property Records

Citrus County property record for 1855 Elderberry Ln, Inverness, FL 34453

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 971 sqft · built 1991
Lot Size0.105 acres (4,587 sqft)
OwnerIndividual Name on File
Last Sale$189,500 (May 2023)
Tax Bill$1,388 (2025)
Deeds & MortgagesMay 2023 Sale & Mortgage
Oct 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN19E-19S-12-0070-00230-001.0

Property Details

APN / Parcel Number

Primary APN19E-19S-12-0070-00230-001.0
Alternative APNs
  • 1219S19E0070002300010
  • 2642343

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area971 sqft Living Area
1st Floor Area971 sqft
FlooringConcrete/Cement

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 2001
Architectural StyleHigh Rise
Exterior MaterialStucco
Construction TypeWood
Foundation TypeFooting
Roof TypeGable
Roof MaterialFiberglass
Lot Area4,587 sqft (0.105 acres)
Lot Dimensions110 ft deep x 41 ft wide
Garage Area273 sqft
Parking Spaces4 Parking Spaces
PorchFinished/Screened Porch
Porch Area256 sqft
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number2642343
Old Parcel Number1219S19E0070002300010
Street Address1855 ELDERBERRY LN
CityINVERNESS
StateFL
Zip34453-3317
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeULD URBAN LOW DENS
Legal DescriptionWHISPERING PINES VILLAS PHASE FOUR PB 14 PG 120 LOT 1 BLK 23
Legal Range19E
Legal Township19S
Legal Section12
Legal SubdivisionWHISPERING PINES VILLAS PH 4
Legal Phase4
Legal Block23
Legal Lot Number1
JurisdictionCITRUS FL
Township / Civil DivisionINVERNESS
Census Block Group2
Census Block2006
Census Tract450706

Owner

1855 Elderberry Ln is owned and occupied by an individual who bought it in May 2023.

Source: Citrus County records, as of December 10, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address1855 ELDERBERRY LN, INVERNESS, FL 34453-3317
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 15, 2023Warranty Deed, Transfer · Conventional Mortgage
USAA FSB
Oct 7, 2021Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 15, 2023 · Amount on File
Deed SaleMay 15, 2023 · Amount on File
Prior SaleOct 7, 2021 · Amount on File
Deed Document Number2023027897
Deed Book / Page3378 / 1280
Record UpdatedJun 8, 2026

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCITRUS FL
Recording DateMay 15, 2023
Property Address1855 ELDERBERRY LN, INVERNESS, FL 34453-3317
Document Number0033781280
Book / Page3378 / 1280
Map ReferenceMB 14 PG 120&121
Instrument DateMay 11, 2023
Instrument2023027897
Transaction TypeTransfer
Record UpdatedJun 1, 2023
Title CompanyTROPIC TITLE SERVICES

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,326.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10079 N WAYLAND AVE, CITRUS SPRINGS, FL 34434-3554

Transferred To (Grantee/Buyer)

NameVerified Name
Address1855 ELDERBERRY LN, INVERNESS, FL 34453-3317

Mortgage

Document Number0033781283
DateMay 15, 2023
Instrument3378/1283
Lender
NameUSAA FSB
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2053

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCITRUS FL
Recording DateOct 7, 2021
Property Address1855 ELDERBERRY LN, INVERNESS, FL 34453-3317
Document Number0032130868
Book / Page3213 / 868
Map ReferenceMB 14 PG 120&121
Instrument DateAug 12, 2021
Instrument2021069540
Transaction TypeTransfer
Record UpdatedNov 9, 2021
Title CompanyCITRUS TITLE CO LLC, CITRUS TITLE COMPANY LLC

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$812.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6625 MEADOWRIDGE CT, 6625, NORTH RICHLAND HILLS, TX 76180-7833

Transferred To (Grantee/Buyer)

NameVerified Name
Address1855 ELDERBERRY LN, INVERNESS, FL 34453-3317

Mortgage

Document Number3213870
DateOct 7, 2021
Instrument3213/870
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1855 Elderberry Ln was $1,388 with exemptions applied, up 3.7% from the year before.

Source: Citrus County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCitrus County
MunicipalityInverness City
Unified School DistrictCitrus County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,388.00 (+3.66%) Homeowner's exemption Additional exemption filed$141,246 (-1.33%) Land $12,500 Building $128,746$141,246 (-1.33%) Land $12,500 Building $128,746
2024$1,339.00 (-13.22%) Homeowner's exemption Additional exemption filed$143,148 (+15.21%) Land $10,000 Building $133,148$143,148 (+15.21%) Land $10,000 Building $133,148
2023$1,543.00 (+7.53%) Homeowner's exemption Additional exemption filed$124,251 (+12.93%) Land $10,000 Building $114,251$124,251 (+12.93%) Land $10,000 Building $114,251
2022$1,435.00 Homeowner's exemption Additional exemption filed$110,028 Land $10,000 Building $100,028$110,028 Land $10,000 Building $100,028

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1855 Elderberry Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 14 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1855 Elderberry Ln is moderate, ranking above 54% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 54% of the US · lower than 74% of Florida
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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