1855 Central St, Ferndale, MI 48220 Property Records

Oakland County property record for 1855 Central St, Ferndale, MI 48220 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1.5 Baths
Year Built	Built 2010
Square Footage	981 sqft Living Area
Lot Size	4,661 sqft (0.107 acres)
Occupancy	Owner Occupied
Last Sale	$330,000 (2022)
Tax Bill	$5,806.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`24-25-28-383-023`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Building Area	981 sqft Living Area
1st Floor	785 sqft 1st Floor
Basement Area	785 sqft Basement
Unfinished Basement	785 sqft Unfinished
Game Room	Game Room
Stories	1 Stories

Exterior

Year Built	Built 1946
Effective Year Built	Effective 2010
Architectural Style	Bungalow Style
Exterior Material	Aluminum/Vinyl Exterior
Roof Construction	Gable/Hip Roof Construction
Roof Material	Asphalt Roof
Lot Area	4,661 sqft (0.107 acres)
Depth X Width	117 ft x 40 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Area	290 sqft Garage
Deck Area	28 sqft Deck
Patio Area	28 sqft Patio
Porch Area	52 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Gas Heating Fuel
Sewage	Municipal Sewage
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Street Address	1855 CENTRAL ST
City	FERNDALE
State	MI
Zip	48220-1232
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	T1N, R11E, SEC 28 FERN-RIDGE SUB LOT 212
Legal Range	11E
Legal Township	01N
Legal Section	28
Legal Subdivision	FERN-RIDGE SUB
Legal Lot Number	212
Jurisdiction	OAKLAND MI
Minor Civil Division	FERNDALE
Census Blockgroup	3
Census Block	3009
Census Tract	173200

Owner

Source: Oakland County records · APN 24-25-28-383-023

Assessment roll updated February 4, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1855 CENTRAL ST, FERNDALE, MI 48220-1232
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 15, 2022 · Amount on Record
Deed Sale	Jun 15, 2022 · Amount on Record
Prior Sale	Feb 12, 2015 · Amount on Record
Deed Doc Number	2022398013
Deed Book / Page	57858 / 150
Prior Transfer Date	Mar 30, 2010
Prior Transfer Doc	0000060361
Record Refreshed	Sep 20, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Jun 15, 2022
Property Address	1855 CENTRAL ST, FERNDALE, MI 48220-1232
Document Number	0000398013
Book / Page	57858 / 150
Map Reference	LB 30 PG 8
Instrument Date	Jun 09, 2022
Instrument	398013
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	PARKS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,475.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1855 CENTRAL ST, 1855, FERNDALE, MI 48220-1232

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39082 HOWELL ST, LIVONIA, MI 48154-4717

Mortgage

Document Number	0057858152
Date	Jun 15, 2022
Instrument	57858/152

Lender

Name	FIRST STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2052

Tax Assessment & Valuation

Source: Oakland County records · Assessment roll updated February 4, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Ferndale City
Unified School District	Ferndale Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,806.00 (-3.83%) Homeowner's exemption	$118,590 (+7.29%)	$237,180 (+7.29%)
2024	$6,037.00 (+33.38%)
2023		$110,530	$221,060
2021	$4,526.00

Flood & Wildfire

1855 Central St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Oakland County (26125C), updated December 8, 2024

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.