1843 Central St, Ferndale, MI 48220 Property Records

Oakland County property record for 1843 Central St, Ferndale, MI 48220 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms4 Baths
Year BuiltBuilt 2023
Square Footage2,168 sqft Living Area
Lot Size9,365 sqft (0.215 acres)
OccupancyOwner Occupied
Last Sale$96,000 (2013)
Tax Bill$9,770.00 (2025)

Property Details

APN / Parcel Number

Primary APN24-25-28-383-024

Interior

Bedrooms3 Beds
Full Baths4 Baths
Partial Baths2 Partial Baths
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms4 Rooms
Building Area2,168 sqft Living Area
1st Floor796 sqft 1st Floor
Basement Area794 sqft Basement
Unfinished Basement794 sqft Unfinished
Game RoomGame Room
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1947
Effective Year BuiltEffective 2023
Architectural StyleColonial Style
Exterior MaterialAluminum/Vinyl Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialAsphalt Roof
Lot Area9,365 sqft (0.215 acres)
Depth X Width117 ft x 80 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage Area420 sqft Garage
Deck Area135 sqft Deck
Porch Area97 sqft Porch

Utilities and HVAC

Cooling SystemNone Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel
SewageMunicipal Sewage
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Street Address1843 CENTRAL ST
CityFERNDALE
StateMI
Zip48220-1232
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionT1N, R11E, SEC 28 FERN-RIDGE SUB LOTS 210 & 211
Legal Range11E
Legal Township01N
Legal Section28
Legal SubdivisionFERN-RIDGE SUB
Legal Lot Number210-211
JurisdictionOAKLAND MI
Minor Civil DivisionFERNDALE
Census Blockgroup3
Census Block3009
Census Tract173200

Owner

Source: Oakland County records · APN 24-25-28-383-024

Assessment roll updated January 21, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1843 CENTRAL ST, FERNDALE, MI 48220-1232
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 11, 2023Deed of Trust, Mortgage · Line of Credit
GENISYS CU
Sep 01, 2020Deed of Trust, Mortgage · Conventional Mortgage
GENISYS CU
May 08, 2019Quit Claim Deed, Transfer
NOT AVAILABLE
Dec 28, 2017Intrafamily Transfer, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 18, 2013 · Amount on Record
Deed SaleOct 18, 2013 · Amount on Record
Prior SaleMar 07, 2012 · Amount on Record
Deed Doc Number2013263617
Deed Book / Page46453 / 794
Last Transfer DateMar 12, 2019
Transfer Doc0000071137
Record RefreshedSep 20, 2026

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address1843 CENTRAL ST, FERNDALE, MI 48220-1232
Transaction TypeMortgage
Record UpdatedMay 02, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address1843 CENTRAL ST, FERNDALE, MI 48220-1232

Mortgage

Document Number0000040388
DateApr 11, 2023
Book Page58535/718
Instrument40388
Lender
NameGENISYS CU
TypeCredit Union
AddressAUBURN HILLS, MI 48326
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueApr 04, 2043
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address1843 CENTRAL ST, FERNDALE, MI 48220-1232
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address1843 CENTRAL ST, FERNDALE, MI 48220-1232

Mortgage

Document Number0000175667
DateSep 01, 2020
Book Page54752/1
Instrument175667
Lender
NameGENISYS CU
TypeCredit Union
AddressAUBURN HILLS, MI 48326
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueSep 01, 2035

May 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOAKLAND MI
Recording DateMay 08, 2019
Property Address1843 CENTRAL ST, FERNDALE, MI 48220-1232
Document Number0000071137
Book / Page052805 / 000160
Instrument DateMar 12, 2019
Instrument71137
Transaction TypeTransfer
Record UpdatedMay 23, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address1843 CENTRAL ST FERNDALE MI 482201232, FERNDALE, MI 48220-1232

December 2017: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOAKLAND MI
Recording DateDec 28, 2017
Property Address1843 CENTRAL ST, FERNDALE, MI 48220-1232
Document Number0000235780
Book / Page51427 / 00197
Map ReferenceLB 30 PG 7
Instrument DateDec 09, 2017
Instrument235780
Transaction TypeTransfer
Record UpdatedJun 29, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1843 CENTRAL ST, FERNDALE, MI 48220-1232

Mortgage

Document Number0000235781
DateDec 28, 2017
Instrument235781
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2048

Tax Assessment & Valuation

Source: Oakland County records · Assessment roll updated January 21, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityFerndale City
Unified School DistrictFerndale Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$9,770.00 (-3.22%) Homeowner's exemption$325,270 (+107.68%)$650,540 (+107.68%)
2024$10,095.00 (+118.03%)
2023$156,620$313,240
2021$4,630.00

Flood & Wildfire

1843 Central St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Oakland County (26125C), updated December 8, 2024

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Central St

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