Oakland County property record for 1865 Central St, Ferndale, MI 48220 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1953 |
| Square Footage | 1,085 sqft Living Area |
| Lot Size | 4,661 sqft (0.107 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $153,000 (2015) |
| Tax Bill | $5,174.00 (2025) |
| Primary APN | 24-25-28-383-022 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Building Area | 1,085 sqft Living Area |
| 1st Floor | 1,072 sqft 1st Floor |
| Basement Area | 1,072 sqft Basement |
| Finished Basement | 1,072 sqft Finished |
| Game Room | Game Room |
| Stories | 1 Stories |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Architectural Style | Bungalow Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 4,661 sqft (0.107 acres) |
| Depth X Width | 117 ft x 40 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Area | 285 sqft Garage |
| Deck Area | 223 sqft Deck |
| Porch Area | 54 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Yes (Unknown Type) Water Source |
| Street Address | 1865 CENTRAL ST |
|---|---|
| City | FERNDALE |
| State | MI |
| Zip | 48220-1232 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | T1N, R11E, SEC 28 FERN-RIDGE SUB LOT 213 |
| Legal Range | 11E |
| Legal Township | 01N |
| Legal Section | 28 |
| Legal Subdivision | FERN-RIDGE SUB |
| Legal Lot Number | 213 |
| Jurisdiction | OAKLAND MI |
| Minor Civil Division | FERNDALE |
| Census Blockgroup | 3 |
| Census Block | 3009 |
| Census Tract | 173200 |
Source: Oakland County records · APN 24-25-28-383-022
Assessment roll updated January 21, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1865 CENTRAL ST, FERNDALE, MI 48220-1232 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 08, 2025 | Deed of Trust, Mortgage MICHIGAN EDUCATIONAL CU |
| Oct 22, 2021 | Deed of Trust, Mortgage ROCKET MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 15, 2015 · Amount on Record |
| Deed Sale | Jun 15, 2015 · Amount on Record |
| Prior Sale | May 29, 2003 · Amount on Record |
| Deed Doc Number | 2015121306 |
| Deed Book / Page | 48285 / 286 |
| Prior Transfer Date | May 28, 2015 |
| Prior Transfer Doc | 0000121306 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 1865 CENTRAL ST, FERNDALE, MI 48220-1232 |
| Transaction Type | Mortgage |
| Record Updated | Dec 19, 2025 |
| Title Company | FIDELITY NATIONAL TITLE, FNT |
| Name | Verified Name |
|---|---|
| Address | 1865 CENTRAL ST, FERNDALE, MI 48220-1232 |
| Document Number | 20250152898 |
|---|---|
| Date | Dec 08, 2025 |
| Book Page | 60759/689 |
| Instrument | 20250152898 |
| Name | MICHIGAN EDUCATIONAL CU |
|---|---|
| Type | Credit Union |
| Address | PLYMOUTH, MI 48170 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Nov 30, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 1865 CENTRAL ST, FERNDALE, MI 48220-1232 |
| Transaction Type | Mortgage |
| Record Updated | Dec 20, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 1865 CENTRAL ST, FERNDALE, MI 48220-1232 |
| Document Number | 0000247399 |
|---|---|
| Date | Oct 22, 2021 |
| Book Page | 57017/775 |
| Instrument | 247399 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Nov 01, 2051 |
Source: Oakland County records · Assessment roll updated January 21, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Ferndale City |
| Unified School District | Ferndale Public Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,174.00 (-2.93%) Homeowner's exemption | $133,340 (+6.62%) | $266,680 (+6.62%) |
| 2024 | $5,330.00 (+5.84%) | ||
| 2023 | $125,060 | $250,120 | |
| 2021 | $5,036.00 |
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