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1831 Central St, Ferndale, MI 48220 Property Records

Oakland County property record for 1831 Central St, Ferndale, MI 48220 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1 Baths
Year BuiltBuilt 1946
Square Footage984 sqft Living Area
Lot Size5,881 sqft (0.135 acres)
OccupancyOwner Occupied
Last Sale$155,000 (2016)
Tax Bill$4,850.00 (2025)

Property Details

APN / Parcel Number

Primary APN24-25-28-383-025

Interior

Bedrooms3 Beds
Full Baths1 Baths
Total Rooms4 Rooms
Building Area984 sqft Living Area
1st Floor779 sqft 1st Floor
Basement Area779 sqft Basement
Unfinished Basement779 sqft Unfinished
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1946
Effective Year BuiltEffective 1946
Architectural StyleBungalow Style
Exterior MaterialAsbestos Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialAsphalt Roof
Lot Area5,881 sqft (0.135 acres)
Depth X Width117 ft x 50 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage Area440 sqft Garage
Patio Area144 sqft Patio
Porch Area32 sqft Porch

Utilities and HVAC

Cooling SystemNone Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel
SewageMunicipal Sewage
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Street Address1831 CENTRAL ST
CityFERNDALE
StateMI
Zip48220-1232
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionT1N, R11E, SEC 28 FERN-RIDGE SUB LOT 209
Legal Range11E
Legal Township01N
Legal Section28
Legal SubdivisionFERN-RIDGE SUB
Legal Lot Number209
JurisdictionOAKLAND MI
Minor Civil DivisionFERNDALE
Census Blockgroup3
Census Block3009
Census Tract173200

Owner

Source: Oakland County records · APN 24-25-28-383-025

Assessment roll updated January 21, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1831 CENTRAL ST, FERNDALE, MI 48220-1232
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 05, 2026Deed of Trust, Mortgage · Line of Credit
DFCU FINANCIAL
Jan 21, 2021Quit Claim Deed, Transfer
NOT AVAILABLE
Jan 21, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 20, 2016 · Amount on Record
Deed SaleOct 20, 2016 · Amount on Record
Prior SaleJun 12, 2000 · Amount on Record
Deed Doc Number2016201787
Deed Book / Page49971 / 689
Record RefreshedSep 20, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address1831 CENTRAL ST, FERNDALE, MI 48220-1232
Transaction TypeMortgage
Record UpdatedApr 07, 2026
Title CompanyDFCU TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address1831 CENTRAL ST, FERNDALE, MI 48220-1232

Mortgage

Document Number20260027255
DateMar 05, 2026
Book Page60994/451
Instrument20260027255
Lender
NameDFCU FINANCIAL
TypeCredit Union
AddressDEARBORN, MI 48126
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMar 04, 2056
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

January 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOAKLAND MI
Recording DateJan 21, 2021
Property Address1831 CENTRAL ST, FERNDALE, MI 48220-1232
Document Number0000016842
Book / Page055543 / 000190
Instrument DateOct 21, 2020
Instrument16842
Transaction TypeTransfer
Record UpdatedMar 16, 2021
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1831 CENTRAL ST FERNDALE MI 482201232, FERNDALE, MI 48220-1232

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address1831 CENTRAL ST, FERNDALE, MI 48220-1232
Document Number0000021431
Instrument DateJan 21, 2020
Transaction TypeMortgage
Record UpdatedMar 06, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address1831 CENTRAL ST FERNDALE MI 482201232, FERNDALE, MI 48220-1232

Mortgage

Document Number0000021431
DateJan 29, 2020
Book Page053773/000279
Instrument21431
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 28, 2050

Tax Assessment & Valuation

Source: Oakland County records · Assessment roll updated January 21, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityFerndale City
Unified School DistrictFerndale Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,850.00 (-2.9%) Homeowner's exemption$121,170 (+10.04%)$242,340 (+10.04%)
2024$4,995.00 (+5.87%)
2023$110,110$220,220
2021$4,718.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oakland County (26125C), updated December 8, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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