1853 Waters Edge Dr, Minooka, IL 60447 Property Records

Grundy County property record for 1853 Waters Edge Dr, Minooka, IL 60447

Property Summary

Property Type	Single Family Home
Details	1,550 sqft · built 2006
Lot Size	0.07 acres (3,049 sqft)
Owner	Individual Name on Record
Last Sale	$242,000 (Feb 2023)
Tax Bill	$6,788 (2025)
Deeds & Mortgages	Feb 2023 Sale & Mortgage Mar 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-14-427-104`

Property Details

APN / Parcel Number

Primary APN	`03-14-427-104`

Interior

Building Area	1,550 sqft Total Area

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Lot Area	3,049 sqft (0.07 acres)

Location & Zoning

Street Address	1853 WATERS EDGE DR
City	MINOOKA
State	IL
Zip	60447-8266
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REFLECTIONS AT WATER'S EDGE UNIT 2 PT LT 20 - BEG SE COR , W50.65' N74.37' E33.45' SE20.23' S55.47' TO POB SEC 14-34-8
Legal Range	08W
Legal Township	34N
Legal Section	14
Legal Subdivision	REFLECTIONS AT WATERS EDGE
Legal Lot Number	20
Legal Unit	2
Jurisdiction	GRUNDY IL
Township / Civil Division	AUX SABLE
Census Block Group	1
Census Block	1007
Census Tract	103

Owner

Source: Grundy County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1853 WATERS EDGE DR, MINOOKA, IL 60447-8266
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2023	Warranty Deed, Transfer · Conventional Mortgage JP MORGAN CHASE BANK
Mar 10, 2021	Warranty Deed, Transfer · FHA Mortgage CIBM BANK
Sep 11, 2019	Warranty Deed, Transfer · Conventional Mortgage FIRST MIDWEST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 2, 2023 · Amount on Record
Deed Sale	Feb 2, 2023 · Amount on Record
Prior Sale	Mar 10, 2021 · Amount on Record
Deed Document Number	2023617935
Record Updated	Oct 29, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRUNDY IL
Recording Date	Feb 2, 2023
Property Address	1853 WATERS EDGE DR, MINOOKA, IL 60447-8266
Document Number	0000617935
Map Reference	DOC 423065
Instrument Date	Jan 26, 2023
Instrument	617935
Transaction Type	Transfer
Record Updated	Feb 22, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$363.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1853 WATERS EDGE DR, MINOOKA, IL 60447-8266

Mortgage

Document Number	0000617936
Date	Feb 2, 2023
Instrument	617936

Lender

Name	JP MORGAN CHASE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2053

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRUNDY IL
Recording Date	Mar 10, 2021
Property Address	1853 WATERS EDGE DR, MINOOKA, IL 60447-8266
Document Number	0000601424
Map Reference	DOC 423065
Instrument Date	Feb 26, 2021
Instrument	601424
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	LIBERTY TITLE AND ESCROW, LIBERTY TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$300.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1853 WATERS EDGE DR, MINOOKA, IL 60447-8266

Mortgage

Document Number	0000601425
Date	Mar 10, 2021
Instrument	601425

Lender

Name	CIBM BANK

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate	2.75%

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRUNDY IL
Recording Date	Sep 11, 2019
Property Address	1853 WATERS EDGE DR, MINOOKA, IL 60447-8266
Document Number	0000587101
Instrument Date	Aug 30, 2019
Instrument	587101
Transaction Type	Transfer
Record Updated	Aug 5, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$268.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1853 WATERS EDGE DR, MINOOKA, IL 60447-8266

Mortgage

Document Number	0000587102
Date	Sep 11, 2019
Instrument	587102

Lender

Name	FIRST MIDWEST BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Grundy County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Grundy County
County Subdivision	Aux Sable Township
Municipality	Minooka Village
Elementary School District	Minooka Community Consolidated School District 201 (PK - 08)
Secondary School District	Minooka Community High School District 111 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,788.00 (+36.5%)	$84,626 (+24.45%) Land $17,276 Building $67,350	$253,878 (+24.45%) Land $51,828 Building $202,050
2022	$4,973.00 Homeowner's exemption	$68,001 Land $13,882 Building $54,119	$204,003 Land $41,646 Building $162,357

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MINOOKA serves 12,800 people · EPA ID IL0630550
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Watch TV Fixed Wireless	400 / 40

May also be available: AT&T, Verizon.

Nearby Properties on Waters Edge Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures