1855 Waters Edge Dr, Minooka, IL 60447 Property Records

Grundy County property record for 1855 Waters Edge Dr, Minooka, IL 60447

Property Summary

Property Type	Single Family Home
Details	1,494 sqft · built 2005
Lot Size	0.05 acres (2,178 sqft)
Owner	Individual Name on Record
Last Sale	$125,000 (Jul 2021)
Tax Bill	$6,611 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit Jul 2021 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`03-14-427-090`

Property Details

APN / Parcel Number

Primary APN	`03-14-427-090`

Interior

Building Area	1,494 sqft Total Area

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Lot Area	2,178 sqft (0.05 acres)

Location & Zoning

Street Address	1855 WATERS EDGE DR
City	MINOOKA
State	IL
Zip	60447-8266
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REFLECTIONS AT WATER'S EDGE UNIT 2 E28.4' W155.5' LT 19 SEC 14-34-8
Legal Range	08W
Legal Township	34N
Legal Section	14
Legal Subdivision	REFLECTIONS AT WATERS EDGE
Legal Lot Number	19
Legal Unit	2
Jurisdiction	GRUNDY IL
Township / Civil Division	AUX SABLE
Census Block Group	1
Census Block	1007
Census Tract	103

Owner

Source: Grundy County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1855 WATERS EDGE DR, MINOOKA, IL 60447-8266
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2023	Deed of Trust, Mortgage · Line of Credit BMO BANK NA
Jul 9, 2021	Warranty Deed, Construction Loan · Construction Mortgage WINTRUST MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 9, 2021 · Amount on Record
Deed Sale	Jul 9, 2021 · Amount on Record
Deed Document Number	2021605235
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRUNDY IL
Property Address	1855 WATERS EDGE DR, MINOOKA, IL 60447-8266
Transaction Type	Mortgage
Record Updated	Oct 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000621617
Date	Sep 20, 2023
Instrument	621617

Lender

Name	BMO BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 18, 2053

Interest

Rate Type	Fixed Rate
Rate	11.1%

July 2021: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	GRUNDY IL
Recording Date	Jul 9, 2021
Property Address	1855 WATERS EDGE DR, MINOOKA, IL 60447-8266
Document Number	0000605235
Map Reference	DOC 423065
Instrument Date	Jun 30, 2021
Instrument	605235
Transaction Type	Construction Loan
Record Updated	Jul 28, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$187.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1855 WATERS EDGE DR, MINOOKA, IL 60447-8266

Mortgage

Document Number	0000605236
Date	Jul 9, 2021
Instrument	605236

Lender

Name	WINTRUST MORTGAGE CORP

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Grundy County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Grundy County
County Subdivision	Aux Sable Township
Municipality	Minooka Village
Elementary School District	Minooka Community Consolidated School District 201 (PK - 08)
Secondary School District	Minooka Community High School District 111 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,611.00 (+36.85%)	$82,421 (+24.45%) Land $17,276 Building $65,145	$247,263 (+24.45%) Land $51,828 Building $195,435
2022	$4,831.00 Homeowner's exemption	$66,229 Land $13,882 Building $52,347	$198,687 Land $41,646 Building $157,041

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MINOOKA serves 12,800 people · EPA ID IL0630550
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Watch TV Fixed Wireless	400 / 40

May also be available: AT&T, Verizon.

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