1861 Waters Edge Dr, Minooka, IL 60447 Property Records

Grundy County property record for 1861 Waters Edge Dr, Minooka, IL 60447

Property Summary

Property Type	Single Family Home
Details	1,550 sqft · built 2006
Lot Size	0.05 acres (2,178 sqft)
Owner	Individual Name on File
Last Sale	$195,000 (Jan 2021)
Tax Bill	$6,805 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Jan 2021 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`03-14-427-102`

Property Details

APN / Parcel Number

Primary APN	`03-14-427-102`

Interior

Building Area	1,550 sqft Total Area

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Lot Area	2,178 sqft (0.05 acres)

Location & Zoning

Street Address	1861 WATERS EDGE DR
City	MINOOKA
State	IL
Zip	60447-8266
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REFLECTIONS AT WATER'S EDGE UNIT 2 PT LT 20 - BEG 68.87'W SE COR, W28.22' N74.37' E28.23' S74.37' TO POB SEC 14-34-8
Legal Range	08W
Legal Township	34N
Legal Section	14
Legal Subdivision	REFLECTIONS AT WATERS EDGE
Legal Lot Number	20
Legal Unit	2
Jurisdiction	GRUNDY IL
Township / Civil Division	AUX SABLE
Census Block Group	1
Census Block	1007
Census Tract	103

Owner

1861 Waters Edge Dr is owned and occupied by an individual who bought it in January 2021.

Source: Grundy County records, as of June 30, 2026

Owner of Record	Individual Name on File
Mailing Address	1861 WATERS EDGE DR, MINOOKA, IL 60447-8266
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2024	Deed of Trust, Mortgage · FHA Mortgage AMERISAVE MORTGAGE CORP
Jan 12, 2021	Warranty Deed, Construction Loan · Construction Mortgage WELLS FARGO BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 12, 2021 · Amount on File
Deed Sale	Jan 12, 2021 · Amount on File
Prior Sale	May 11, 2012 · Amount on File
Deed Document Number	2021599643
Prior Transfer Date	May 7, 2012
Prior Transfer Doc	0000528510
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRUNDY IL
Property Address	1861 WATERS EDGE DR, MINOOKA, IL 60447-8266
Transaction Type	Mortgage
Record Updated	Apr 24, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000624795
Date	Apr 8, 2024
Instrument	624795

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2054

Interest

Rate Type	Fixed Rate
Rate	6.13%

January 2021: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	GRUNDY IL
Recording Date	Jan 12, 2021
Property Address	1861 WATERS EDGE DR, MINOOKA, IL 60447-8266
Document Number	0000599643
Map Reference	DOC 405909
Instrument Date	Nov 19, 2020
Instrument	599643
Transaction Type	Construction Loan
Record Updated	Jul 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$292.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1861 WATERS EDGE DR, MINOOKA, IL 60447-8266

Mortgage

Document Number	0000599644
Date	Jan 12, 2021
Instrument	599644

Lender

Name	WELLS FARGO BANK

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1861 Waters Edge Dr was $6,805 with a homeowner's exemption.

Source: Grundy County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Grundy County
County Subdivision	Aux Sable Township
Municipality	Minooka Village
Elementary School District	Minooka Community Consolidated School District 201 (PK - 08)
Secondary School District	Minooka Community High School District 111 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,805.00	$84,846 Land $17,276 Building $67,570	$254,538 Land $51,828 Building $202,710
2022	$4,987.00 Homeowner's exemption	$68,179 Land $13,882 Building $54,297	$204,537 Land $41,646 Building $162,891

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1861 Waters Edge Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1861 Waters Edge Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MINOOKA serves 12,800 people · EPA ID IL0630550
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Watch TV Fixed Wireless	400 / 40

May also be available: AT&T, Verizon.

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