1822 Waters Edge Dr, Minooka, IL 60447 Property Records

Grundy County property record for 1822 Waters Edge Dr, Minooka, IL 60447

Property Summary

Property Type	Single Family Home
Details	1,584 sqft · built 2006
Lot Size	0.07 acres (3,049 sqft)
Owner	Individual Name on File
Tax Bill	$6,832 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-14-426-087`

Property Details

APN / Parcel Number

Primary APN	`03-14-426-087`

Interior

Building Area	1,584 sqft Total Area

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Lot Area	3,049 sqft (0.07 acres)

Location & Zoning

Street Address	1822 WATERS EDGE DR
City	MINOOKA
State	IL
Zip	60447-8265
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REFLECTIONS AT WATERS EDGE UNIT 2 W41.96' LT 4 SEC 14-34-8
Legal Range	08W
Legal Township	34N
Legal Section	14
Legal Subdivision	REFLECTIONS AT WATERS EDGE
Legal Lot Number	4
Legal Unit	2
Jurisdiction	GRUNDY IL
Township / Civil Division	AUX SABLE
Census Block Group	1
Census Block	1012
Census Tract	103

Owner

1822 Waters Edge Dr is owned and occupied by an individual.

Source: Grundy County records, as of June 30, 2026

Owner of Record	Individual Name on File
Mailing Address	24227 S ROBIN CT, CHANNAHON, IL 60410-5160
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2026	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Nov 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC
Mar 2, 2017	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRUNDY IL
Recording Date	Jun 25, 2026
Property Address	1822 WATERS EDGE DR, MINOOKA, IL 60447-8265
Document Number	0000639684
Instrument Date	Jun 17, 2026
Instrument	2026639684
Transaction Type	Mortgage
Record Updated	Aug 18, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1822 WATERS EDGE DR, MINOOKA, IL 60447-8265

Mortgage

Document Number	0000639684,
Date	Jun 25, 2026
Instrument	2026639684

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jul 1, 2046

Interest

Rate Type	Fixed Rate
Rate	9.99%
Initial Type	Fixed Rate
Max Rate	-1%

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRUNDY IL
Property Address	1822 WATERS EDGE DR, MINOOKA, IL 60447-8265
Document Number	0000589176
Instrument Date	Nov 30, 2019
Transaction Type	Mortgage
Record Updated	Jan 2, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1822 WATERS EDGE DR MINOOKA IL 604478265, MINOOKA, IL 60447-8265

Mortgage

Document Number	0000589176
Date	Dec 5, 2019
Instrument	589176

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 4, 2049

Interest

Rate Type	Fixed Rate
Rate	4.62%

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRUNDY IL
Property Address	1822 WATERS EDGE DR, MINOOKA, IL 60447-8265
Document Number	0000568461
Instrument Date	Mar 2, 2017
Transaction Type	Mortgage
Record Updated	Apr 4, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1822 WATERS EDGE DR MINOOKA IL 604478265, MINOOKA, IL 60447-8265

Mortgage

Document Number	0000568461
Date	Mar 9, 2017
Instrument	568461

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 8, 2047

Interest

Rate Type	Fixed Rate
Rate	4.25%

Tax Assessment & Valuation

The 2025 property tax bill for 1822 Waters Edge Dr was $6,832 with a homeowner's exemption.

Source: Grundy County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Grundy County
County Subdivision	Aux Sable Township
Municipality	Minooka Village
Elementary School District	Minooka Community Consolidated School District 201 (PK - 08)
Secondary School District	Minooka Community High School District 111 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,832.00	$85,186 Land $17,276 Building $67,910	$255,558 Land $51,828 Building $203,730
2022	$5,009.00 Homeowner's exemption	$68,451 Land $13,882 Building $54,569	$205,353 Land $41,646 Building $163,707

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1822 Waters Edge Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1822 Waters Edge Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MINOOKA serves 12,800 people · EPA ID IL0630550
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Watch TV Fixed Wireless	400 / 40

May also be available: AT&T, Verizon.

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