1844 Ruger Dr, Sumter, SC 29150 Property Records

Sumter County property record for 1844 Ruger Dr, Sumter, SC 29150

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,818 sqft · built 2022
Lot Size0.13 acres (5,663 sqft)
Owner2 Individual Names on Record
Last Sale$260,476 (Jul 2022)
Tax Bill$1,932 (2025)
Deeds & MortgagesJul 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN187-12-08-013

Property Details

APN / Parcel Number

Primary APN187-12-08-013
Alternative APN
  • 20042

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area1,818 sqft Living Area
Gross Area2,191 sqft
1st Floor Area909 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Exterior MaterialAluminum/Vinyl
Roof TypeHip
Roof MaterialAsphalt
Lot Area5,663 sqft (0.13 acres)
Garage TypeAttached
Garage Area340 sqft
Parking Spaces1 Parking Space
PorchCovered/Finished Porch
Porch Area33 sqft
Patio Area144 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number20042
Street Address1844 RUGER DR
CitySUMTER
StateSC
Zip29150-7936
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 438 0.13 AC
Legal Lot Number438
JurisdictionSUMTER SC
Township / Civil DivisionSHAW AFB-HORATIO
Census Block Group3
Census Block3035
Census Tract202

Owner

Source: Sumter County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1844 RUGER DR, SUMTER, SC 29150-7936
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 26, 2022 · Amount on Record
Deed SaleJul 26, 2022 · Amount on Record
Deed Book / Page1304 / 4891
Record UpdatedSep 20, 2026

July 2022: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionSUMTER SC
Recording DateJul 26, 2022
Property Address1844 RUGER DR, SUMTER, SC 29150-7936
Document Number0013044891
Book / Page1304 / 4891
Map ReferenceMB 2021 PG 201
Instrument DateJul 26, 2022
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 16, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$963.85
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1844 RUGER DR, SUMTER, SC 29150-7936

Mortgage

Document Number0013044895
DateJul 26, 2022
Instrument1304/4895
Lender
NameGATEWAY FIRST BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2052

Tax Assessment & Valuation

Source: Sumter County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountySumter County
MunicipalitySumter City
Unified School DistrictSumter County Consolidated School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,932.00 (+4.77%)$10,070 (+0.1%) Land $1,400 Building $8,670$251,526 (-) Land $35,000 Building $216,526
2023$1,844.00 (+316.25%)$10,060 (+1,157.5%) Land $1,400 Building $8,660$251,526 (+1,157.63%) Land $35,000 Building $216,526
2022$443.00$800 Land $800$20,000 Land $20,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies9 in force
Nearby Flood Claims1 (2015)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2015 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 44% of the US · lower than 64% of South Carolina
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
FTC
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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