18523 Elm Ct, Macomb, MI 48044 Property Records

Macomb County property record for 18523 Elm Ct, Macomb, MI 48044

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,166 sqft · built 1978
Lot Size	0.336 acres (14,636 sqft)
Owner	Individual Name on Record
Last Sale	$299,900 (Mar 2026)
Tax Bill	$3,572 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Jan 2026 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`20-08-32-280-020`

Property Details

APN / Parcel Number

Primary APN	`20-08-32-280-020`
Alternative APN	`0832280020`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,166 sqft Living Area
1st Floor Area	1,220 sqft
Basement Area	840 sqft
Unfinished Basement	840 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1979
Lot Area	14,636 sqft (0.336 acres)
Lot Dimensions	154 ft deep x 95 ft wide
Garage Area	418 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	18523 ELM CT
City	MACOMB
State	MI
Zip	48044-3436
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	T3N.R13E SEC 32 PLUM GROVE VILLAGE SUB NO. 1" LOT 78 LIBER: 70 PAGES: 37-42
Legal Range	13E
Legal Township	03N
Legal Section	32
Legal Subdivision	PLUM GROVE VILLAGE SUB
Legal Lot Number	78
Jurisdiction	MACOMB MI
Township / Civil Division	MACOMB
Census Block Group	4
Census Block	4009
Census Tract	224600

Owner

Source: Macomb County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6452 ELMWOOD DR, WATERFORD, MI 48329-2909
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Man, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2026	Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK NA
Jan 14, 2026	Warranty Deed, Transfer
Jan 16, 2026	Sheriff's Deed, Foreclosure
Jun 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 10, 2026 · Amount on Record
Deed Sale	Mar 10, 2026 · Amount on Record
Prior Sale	Jan 16, 2026 · Amount on Record
Deed Document Number	202620050
Deed Book / Page	30551 / 574
Record Updated	Sep 20, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Mar 10, 2026
Property Address	18523 ELM CT, MACOMB, MI 48044-3436
Document Number	2600020050
Book / Page	30551 / 574
Map Reference	LB 70 PG 37-42
Instrument Date	Mar 6, 2026
Instrument	202600020050
Transaction Type	Transfer
Record Updated	Mar 20, 2026
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,250.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	714 N MAIN ST, ROCHESTER, MI 48307-1453

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6452 ELMWOOD DR, WATERFORD, MI 48329-2909

Mortgage

Document Number	0000553547
Date	Mar 10, 2026
Instrument	30553/547

Lender

Name	FIFTH THIRD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Jan 14, 2026
Property Address	18523 ELM CT, MACOMB, MI 48044-3436
Document Number	2600004171
Book / Page	30476 / 476
Map Reference	LB 70 PG 37
Instrument Date	Jan 13, 2026
Instrument	202600004171
Transaction Type	Transfer
Record Updated	Jan 30, 2026

Transaction

Amount	Amount Recorded
Tax	$2,025.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18523 ELM CT, MACOMB, MI 48044-3436

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	714 N MAIN ST UNIT 209, 209, ROCHESTER, MI 48307-1489

January 2026: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	MACOMB MI
Recording Date	Jan 16, 2026
Property Address	18523 ELM CT, MACOMB, MI 48044-3436
Document Number	2600004736
Book / Page	30478 / 832
Map Reference	LB 70 PG 37
Instrument Date	Jan 9, 2026
Instrument	202600004736
Transaction Type	Foreclosure
Record Updated	Feb 3, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18523 ELM CT, MACOMB, MI 48044-3436

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2222 W GRAND RIVER AVE, OKEMOS, MI 48864-1604

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	18523 ELM CT, MACOMB, MI 48044-3436
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000071027
Date	Jun 25, 2019
Book Page	26037/371
Instrument	9071027

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Macomb Township
Unified School District	Chippewa Valley Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$170,400 (+4.35%)	$340,800 (+4.35%)
2025	$3,572.00 (-0.17%) Homeowner's exemption	$163,300 (+13.96%)	$326,600 (+13.96%)
2024	$3,578.00 (+9.59%)
2023		$143,300	$286,600
2022	$3,265.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MACOMB TOWNSHIP serves 90,000 people · EPA ID MI0003990
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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