18624 Elm Ct, Macomb, MI 48044 Property Records

Macomb County property record for 18624 Elm Ct, Macomb, MI 48044

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,646 sqft · built 1978
Lot Size	0.224 acres (9,757 sqft)
Owner	Individual Name on File
Last Sale	$365,000 (Nov 2025)
Tax Bill	$3,274 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Nov 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-08-32-281-011`

Property Details

APN / Parcel Number

Primary APN	`20-08-32-281-011`
Alternative APN	`0832281011`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,646 sqft Living Area
1st Floor Area	1,646 sqft
Basement Area	1,294 sqft
Unfinished Basement	1,294 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1979
Architectural Style	Ranch
Lot Area	9,757 sqft (0.224 acres)
Lot Dimensions	122 ft deep x 80 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	18624 ELM CT
City	MACOMB
State	MI
Zip	48044-3437
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	T3N.R13E SEC 32 PLUM GROVE VILLAGE SUB. NO.1" LOT 81 LIBER: 70 PAGES: 37-42
Legal Range	13E
Legal Township	03N
Legal Section	32
Legal Subdivision	PLUM GROVE VILLAGE SUB
Legal Lot Number	81
Jurisdiction	MACOMB MI
Township / Civil Division	MACOMB
Census Block Group	4
Census Block	4009
Census Tract	224600

Owner

Source: Macomb County assessment roll, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2334 MUNSTER RD, ROCHESTER HILLS, MI 48309-2401
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2025	Deed of Trust, Mortgage · FHA Mortgage MICHIGAN SCHOOLS & GOVERNMENT CU
Nov 5, 2025	Warranty Deed, Transfer · FHA Mortgage MICHIGAN SCHOOLS & GOVERNMENT CU
Nov 5, 2025	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 5, 2025 · Amount on Record
Deed Sale	Nov 5, 2025 · Amount on Record
Prior Sale	Nov 5, 2025 · Amount on Record
Deed Document Number	202599725
Deed Book / Page	30375 / 82
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	18624 ELM CT, MACOMB, MI 48044-3437
Transaction Type	Mortgage
Record Updated	Nov 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2334 MUNSTER RD, ROCHESTER HILLS, MI 48309-2401

Mortgage

Document Number	2500098782
Date	Nov 3, 2025
Book Page	30370/1
Instrument	202500098782

Lender

Name	MICHIGAN SCHOOLS & GOVERNMENT CU
Type	Credit Union
Address	CLINTON TOWNSHIP, MI 48038

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Nov 1, 2030
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	7.75%
Index	1-Year CMT
Max Rate	6%

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Nov 5, 2025
Property Address	18624 ELM CT, MACOMB, MI 48044-3437
Document Number	2500099725
Book / Page	30375 / 82
Map Reference	LB 70 PG 37
Instrument Date	Oct 24, 2025
Instrument	202500099725
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	CORTITLE LLC, CORETITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,737.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18624 ELM CT, MACOMB, MI 48044-3437

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18624 ELM CT, MACOMB, MI 48044-3437

Mortgage

Document Number	0000003701
Date	Nov 5, 2025
Instrument	30370/1

Lender

Name	MICHIGAN SCHOOLS & GOVERNMENT CU
Type	Credit Union

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Nov 1, 2030
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	7.75%
Index	1-Year CMT
Max Rate	6%

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Nov 5, 2025
Property Address	18624 ELM CT, MACOMB, MI 48044-3437
Document Number	2500099724
Book / Page	30375 / 80
Map Reference	LB 70 PG 37
Instrument Date	Aug 28, 2013
Instrument	202500099724
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18624 ELM CT, MACOMB, MI 48044-3437

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5360 MARSH VIEW CT APT 126, 126, SHELBY TOWNSHIP, MI 48316-5275

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Macomb Township
Unified School District	Chippewa Valley Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$158,600 (+2.12%)	$317,200 (+2.12%)
2025	$3,274.00 (+2.63%) Homeowner's exemption	$155,300 (+12.7%)	$310,600 (+12.7%)
2024	$3,190.00 (+10.23%)
2023		$137,800	$275,600
2022	$2,894.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MACOMB TOWNSHIP serves 90,000 people · EPA ID MI0003990
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T.

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