18514 Elm Ct, Macomb, MI 48044 Property Records

Macomb County property record for 18514 Elm Ct, Macomb, MI 48044

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,646 sqft · built 1978
Lot Size	0.249 acres (10,846 sqft)
Owner	Individual Name on Record
Last Sale	$164,000 (Jun 1999)
Tax Bill	$3,251 (2025)
Deeds & Mortgages	Sep 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`20-08-32-281-007`

Property Details

APN / Parcel Number

Primary APN	`20-08-32-281-007`
Alternative APN	`0832281007`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,646 sqft Living Area
1st Floor Area	1,646 sqft
Basement Area	1,294 sqft
Unfinished Basement	1,294 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1979
Architectural Style	Ranch
Exterior Material	Brick
Roof Material	Wood Shingle
Lot Area	10,846 sqft (0.249 acres)
Lot Dimensions	153 ft deep x 71 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	18514 ELM CT
City	MACOMB
State	MI
Zip	48044-3435
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	T3N.R13E SEC 32 PLUM GROVE VILLAGE SUB. NO. 1" LOT 85 LIBER: 70 PAGES: 37-42
Legal Range	13E
Legal Township	03N
Legal Section	32
Legal Subdivision	PLUM GROVE VILLAGE SUB
Legal Lot Number	85
Jurisdiction	MACOMB MI
Township / Civil Division	MACOMB
Census Block Group	4
Census Block	4009
Census Tract	224600

Owner

Source: Macomb County records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	18514 ELM CT, MACOMB, MI 48044-3435
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 28, 1999 · Amount on Record
Deed Sale	Jun 28, 1999 · Amount on Record
Record Updated	Sep 20, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	18514 ELM CT, MACOMB, MI 48044-3435
Document Number	0000013385
Instrument Date	Sep 29, 2018
Transaction Type	Mortgage
Record Updated	Nov 1, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	18514 ELM CT MACOMB MI 480443435, MACOMB, MI 48044-3435

Mortgage

Document Number	0000013385
Date	Oct 11, 2018
Book Page	025625/000533
Instrument	13385

Lender

Name	CREDIT UNION ONE
Type	Credit Union
Address	FERNDALE, MI 48220

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Oct 10, 2043

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Macomb Township
Unified School District	Chippewa Valley Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$158,700 (+12.79%)	$317,400 (+12.79%)
2025	$3,251.00 (+13.12%)
2023		$140,700	$281,400
2022	$2,874.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MACOMB TOWNSHIP serves 90,000 people · EPA ID MI0003990
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 580 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20