18315 Elm Ct, Macomb, MI 48044 Property Records

Macomb County property record for 18315 Elm Ct, Macomb, MI 48044

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,675 sqft · built 1979
Lot Size0.171 acres (7,449 sqft)
OwnerIndividual Name on Record
Last Sale$298,500 (Oct 2022)
Tax Bill$6,010 (2025)
Deeds & MortgagesAug 2021 Mortgage
Oct 2022 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN20-08-32-280-018

Property Details

APN / Parcel Number

Primary APN20-08-32-280-018
Alternative APN
  • 0832280018

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,675 sqft Living Area
1st Floor Area1,675 sqft
Basement Area1,350 sqft
Unfinished Basement1,350 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1980
Architectural StyleRanch
Exterior MaterialBrick
Lot Area7,449 sqft (0.171 acres)
Lot Dimensions124 ft deep x 60 ft wide
Garage Area399 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address18315 ELM CT
CityMACOMB
StateMI
Zip48044-3433
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionT3N.R13E SEC 32 PLUM GROVE VILLAGE SUB NO.1" LOT 76 LIBER: 70 PAGES: 37-42
Legal Range13E
Legal Township03N
Legal Section32
Legal SubdivisionPLUM GROVE VILLAGE SUB
Legal Lot Number76
JurisdictionMACOMB MI
Township / Civil DivisionMACOMB
Census Block Group4
Census Block4009
Census Tract224600

Owner

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address18315 ELM CT, MACOMB, MI 48044-3433
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 10, 2021Deed of Trust, Mortgage · Conventional Mortgage
MEMBER FIRST MORTGAGE LLC
Oct 7, 2022Warranty Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Jun 7, 2018Deed of Trust, Mortgage · Stand-Alone Second Mortgage
CORNERSTONE COMMUNITY FINANCIAL CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 7, 2022 · Amount on Record
Deed SaleOct 7, 2022 · Amount on Record
Deed Document Number2022115624
Deed Book / Page28847 / 896
Record UpdatedOct 29, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address18315 ELM CT, MACOMB, MI 48044-3433
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address183115 ELM CT, MACOMB, MI 48044

Mortgage

Document Number2102220482
DateAug 10, 2021
Book Page27914/244
Instrument202102220482
Lender
NameMEMBER FIRST MORTGAGE LLC
TypeMortgage Company
AddressGRAND RAPIDS, MI 49548
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2051

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMACOMB MI
Recording DateOct 7, 2022
Property Address18315 ELM CT, MACOMB, MI 48044-3433
Document Number2200115624
Book / Page28847 / 896
Map ReferenceLB 70 PG 37
Instrument DateSep 20, 2022
Instrument202200115624
Transaction TypeTransfer
Record UpdatedApr 3, 2026
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,238.75
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address18315 ELM CT, MACOMB, MI 48044-3433

Transferred To (Grantee/Buyer)

NameVerified Name
Address18315 ELM CT, MACOMB, MI 48044-3433

Mortgage

Document Number0008876122
DateOct 7, 2022
Instrument28876/122
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2052

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address18315 ELM CT, MACOMB, MI 48044-3433
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000064910
DateJun 7, 2018
Book Page25403/632
Instrument8064910
Lender
NameCORNERSTONE COMMUNITY FINANCIAL CU
TypeCredit Union
AddressAUBURN HILLS, MI 48326
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term120 Months
DueJun 5, 2028

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMacomb County
County SubdivisionMacomb Township
Unified School DistrictChippewa Valley Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$159,100 (+14.71%)$318,200 (+14.71%)
2025$6,010.00 (+118.39%)
2023$138,700$277,400
2022$2,752.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMACOMB TOWNSHIP
serves 90,000 people · EPA ID MI0003990
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionJan 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 580 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

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