Montgomery County property record for 18516 Split Rock Ln, Germantown, MD 20874 · Last verified August 2026
| Property Type | Townhouse |
|---|---|
| Details | 2.5 ba · 2,082 sqft · built 1978 |
| Lot Size | 0.05 acres (2,166 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $299,900 (Dec 2019) |
| Tax Bill | $4,451 (2025) |
| Deeds & Mortgages | Nov 2023 Line of Credit Mar 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-01696681 |
| Primary APN | 09-01696681 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,082 sqft Living Area |
| 1st Floor Area | 792 sqft |
| Basement Area | 550 sqft |
| Finished Basement | 550 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Townhouse |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 2,166 sqft (0.05 acres) |
| Deck Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 01696681 |
|---|---|
| Street Address | 18516 SPLIT ROCK LN |
| City | GERMANTOWN |
| State | MD |
| Zip | 20874-2111 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | STONERIDGE 5213/582 |
| Legal Subdivision | STONERIDGE |
| Legal Block | A |
| Legal Lot Number | 144 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 9 |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 700815 |
Source: Montgomery County records · APN 09-01696681
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 18516 SPLIT ROCK LN, GERMANTOWN, MD 20874-2111 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 22, 2023 | Deed of Trust, Mortgage · Line of Credit MID-ATLANTIC FCU |
| Mar 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage EQUITY RESOURCES INC |
| Dec 26, 2019 | Deed, Transfer · Conventional Mortgage EQUITY RESOURCES INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 26, 2019 · Amount on Record |
| Deed Sale | Dec 26, 2019 · Amount on Record |
| Deed Book / Page | 58758 / 86 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 18516 SPLIT ROCK LN, GERMANTOWN, MD 20874-2111 |
| Transaction Type | Mortgage |
| Record Updated | Dec 13, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0675610209 |
|---|---|
| Date | Nov 22, 2023 |
| Book Page | 67561/209 |
| Name | MID-ATLANTIC FCU |
|---|---|
| Type | Credit Union |
| Address | GERMANTOWN, MD 20874 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 18516 SPLIT ROCK LN, GERMANTOWN, MD 20874-2111 |
| Transaction Type | Mortgage |
| Record Updated | May 31, 2021 |
| Title Company | CAPITOL SETTLEMENTS LLC |
| Name | Verified Name |
|---|---|
| Address | 18516 SPLIT ROCK LN, GERMANTOWN, MD 20874-2111 |
| Document Number | 0622800134 |
|---|---|
| Date | Mar 22, 2021 |
| Book Page | 62280/134 |
| Name | EQUITY RESOURCES INC |
|---|---|
| Type | Mortgage Company |
| Address | NEWARK, OH 43055 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Dec 26, 2019 |
| Property Address | 18516 SPLIT ROCK LN, GERMANTOWN, MD 20874-2111 |
| Document Number | 0587580086 |
| Book / Page | 58758 / 086 |
| Map Reference | MB 98 PL 10956 |
| Instrument Date | Sep 09, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2021 |
| Title Company | CAPITOL SETTLEMENTS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,748.75 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 18516 SPLIT ROCK LN, GERMANTOWN, MD 20874-2111 |
| Document Number | 58758095 |
|---|---|
| Date | Dec 26, 2019 |
| Instrument | 58758/095 |
| Name | EQUITY RESOURCES INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Oct 01, 2049 |
Source: Montgomery County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $380,000 (+8.93%) Land $120,000 Building $260,000 | $380,000 (-) Land $120,000 Building $260,000 | |
| 2025 | $4,451.00 (+67.84%) | $348,833 (+21.76%) | $380,000 (+32.64%) Land $120,000 Building $260,000 |
| 2023 | $286,500 Land $120,000 Building $166,500 | $286,500 Land $120,000 Building $166,500 | |
| 2022 | $2,652.00 |
Source: FEMA National Flood Hazard Layer, Montgomery County (24031C), updated April 12, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Low above 5% of the US · above 11% of Maryland |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 712 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Verizon | Fiber | 2,300 / 2,300 |
| Xfinity | Cable | 2,000 / 250 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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