18521 Split Rock Ln, Germantown, MD 20874 Property Records

Montgomery County property record for 18521 Split Rock Ln, Germantown, MD 20874 · Last verified August 2026

Property Summary

Property Type	Townhouse
Details	2.5 ba · 1,412 sqft · built 1978
Lot Size	0.032 acres (1,386 sqft)
Owner	2 Individual Names on File
Last Sale	$259,900 (Aug 2004)
Tax Bill	$3,276 (2025)
Deeds & Mortgages	Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-01696395`

Property Details

APN / Parcel Number

Primary APN	`09-01696395`
Alternative APN	`01696395`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,412 sqft Living Area
1st Floor Area	756 sqft
Basement Area	1 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Townhouse
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	1,386 sqft (0.032 acres)
Deck Area	42 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	01696395
Street Address	18521 SPLIT ROCK LN
City	GERMANTOWN
State	MD
Zip	20874-2115
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	STONERIDGE
Legal Subdivision	STONERIDGE
Legal Block	A
Legal Lot Number	127
Jurisdiction	MONTGOMERY MD
Township / Civil Division	9
Census Block Group	4
Census Block	4000
Census Tract	700815

Owner

Source: Montgomery County records · APN 09-01696395

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	18521 SPLIT ROCK LN, GERMANTOWN, MD 20874-2115
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 09, 2004 · Amount on Record
Deed Sale	Aug 09, 2004 · Amount on Record
Prior Sale	Jul 07, 1993 · Amount on Record
Deed Document Number	200414324
Deed Book / Page	28035 / 500
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	18521 SPLIT ROCK LN, GERMANTOWN, MD 20874-2115
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	THE ATLANTIC TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18521 SPLIT ROCK LN, GERMANTOWN, MD 20874-2115

Mortgage

Document Number	0615830069
Date	Jan 12, 2021
Book Page	61583/69

Lender

Name	TRUIST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2051

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$326,300 (+6.34%) Land $120,000 Building $206,300	$326,300 (-) Land $120,000 Building $206,300
2025	$3,276.00 (+32.1%)	$306,833 (+14.53%)	$326,300 (+21.8%) Land $120,000 Building $206,300
2023		$267,900 Land $120,000 Building $147,900	$267,900 Land $120,000 Building $147,900
2022	$2,480.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Montgomery County (24031C), updated April 12, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.