Montgomery County property record for 18512 Split Rock Ln, Germantown, MD 20874
| Property Type | Townhouse |
|---|---|
| Details | 3 ba · 1,443 sqft · built 1978 |
| Lot Size | 0.047 acres (2,032 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $214,118 (Feb 2022) |
| Tax Bill | $4,132 (2025) |
| Deeds & Mortgages | Jan 2024 Mortgage Nov 2023 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-01696670 |
| Primary APN | 09-01696670 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 1,443 sqft Living Area |
| 1st Floor Area | 756 sqft |
| Basement Area | 1 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Townhouse |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 2,032 sqft (0.047 acres) |
| Deck Area | 300 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 01696670 |
|---|---|
| Street Address | 18512 SPLIT ROCK LN |
| City | GERMANTOWN |
| State | MD |
| Zip | 20874-2111 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | RT12. |
| Legal Description | STONERIDGE |
| Legal Subdivision | STONERIDGE |
| Legal Block | A |
| Legal Lot Number | 143 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 9 |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 700815 |
Source: Montgomery County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 18512 SPLIT ROCK LN, GERMANTOWN, MD 20874-2111 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 8, 2024 | Deed of Trust, Mortgage · Conventional Mortgage PENTAGON FCU |
| Nov 20, 2023 | Deed of Trust, Mortgage · Line of Credit PENTAGON FCU |
| Feb 15, 2022 | Intrafamily Transfer, Transfer · Conventional Mortgage PENTAGON FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 15, 2022 · Amount on Record |
| Deed Sale | Feb 15, 2022 · Amount on Record |
| Prior Sale | Sep 13, 2000 · Amount on Record |
| Deed Book / Page | 65253 / 338 |
| Prior Transfer Date | Feb 3, 2020 |
| Prior Transfer Doc | 0652530338 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 18512 SPLIT ROCK LN, GERMANTOWN, MD 20874-2111 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2024 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0676730492 |
|---|---|
| Date | Jan 8, 2024 |
| Book Page | 67673/492 |
| Name | PENTAGON FCU |
|---|---|
| Type | Credit Union |
| Address | MC LEAN, VA 22102 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 338 Months |
| Due | Mar 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 18512 SPLIT ROCK LN, GERMANTOWN, MD 20874-2111 |
| Transaction Type | Mortgage |
| Record Updated | Dec 13, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0675560494 |
|---|---|
| Date | Nov 20, 2023 |
| Book Page | 67556/494 |
| Name | PENTAGON FCU |
|---|---|
| Type | Credit Union |
| Address | MC LEAN, VA 22102 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 23, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Feb 15, 2022 |
| Property Address | 18512 SPLIT ROCK LN, GERMANTOWN, MD 20874-2111 |
| Document Number | 0652530338 |
| Book / Page | 65253 / 338 |
| Map Reference | MB 98 PL 10956 |
| Instrument Date | Feb 3, 2022 |
| Transaction Type | Transfer |
| Record Updated | Mar 2, 2022 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 18512 SPLIT ROCK LN, GERMANTOWN, MD 20874-2111 |
| Document Number | 0065253343 |
|---|---|
| Date | Feb 15, 2022 |
| Instrument | 65253/343 |
| Name | PENTAGON FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2052 |
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $354,300 (+10.34%) Land $120,000 Building $234,300 | $354,300 (-) Land $120,000 Building $234,300 | |
| 2025 | $4,132.00 (+12.59%) | $321,100 (+26.07%) | $354,300 (+39.1%) Land $120,000 Building $234,300 |
| 2024 | $3,670.00 (+55.51%) | ||
| 2023 | $254,700 Land $120,000 Building $134,700 | $254,700 Land $120,000 Building $134,700 | |
| 2022 | $2,360.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 89% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 712 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures