Montgomery County property record for 18510 Split Rock Ln, Germantown, MD 20874
| Property Type | Townhouse |
|---|---|
| Details | 3.5 ba · 2,032 sqft · built 1978 |
| Lot Size | 0.032 acres (1,407 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $305,000 (Aug 2019) |
| Tax Bill | $4,526 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit Aug 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-01696668 |
| Primary APN | 09-01696668 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,032 sqft Living Area |
| 1st Floor Area | 792 sqft |
| Basement Area | 500 sqft |
| Finished Basement | 500 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Townhouse |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 1,407 sqft (0.032 acres) |
| Deck Area | 28 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 01696668 |
|---|---|
| Street Address | 18510 SPLIT ROCK LN |
| City | GERMANTOWN |
| State | MD |
| Zip | 20874-2111 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | RT12. |
| Legal Description | STONERIDGE |
| Legal Subdivision | STONERIDGE |
| Legal Block | A |
| Legal Lot Number | 142 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 9 |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 700815 |
Source: Montgomery County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 18510 SPLIT ROCK LN, GERMANTOWN, MD 20874-2111 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 18, 2026 | Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK |
| Aug 26, 2019 | Deed, Transfer · Conventional Mortgage HOMESPIRE MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 26, 2019 · Amount on Record |
| Deed Sale | Aug 26, 2019 · Amount on Record |
| Prior Sale | Dec 31, 2002 · Amount on Record |
| Deed Book / Page | 58059 / 331 |
| Transfer Doc | 0210200136 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | May 18, 2026 |
| Property Address | 18510 SPLIT ROCK LN, GERMANTOWN, MD 20874-2111 |
| Document Number | 7049000356 |
| Book / Page | 70497 / 356 |
| Instrument Date | May 5, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 18510 SPLIT ROCK LN, GERMANTOWN, MD 20874-2111 |
| Document Number | 7049000356, |
|---|---|
| Date | May 18, 2026 |
| Book Page | 70497/356 |
| Name | COASTAL COMMUNITY BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 372 Months |
| Due | May 5, 2057 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Aug 26, 2019 |
| Property Address | 18510 SPLIT ROCK LN, GERMANTOWN, MD 20874-2111 |
| Document Number | 0580590331 |
| Book / Page | 58059 / 331 |
| Map Reference | MB 98 PL 10956 |
| Instrument Date | Jul 31, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2021 |
| Title Company | CLASSIC SETTLEMENTS INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,812.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 18510 SPLIT ROCK LN, GERMANTOWN, MD 20874-2111 |
| Document Number | 58059338 |
|---|---|
| Date | Aug 26, 2019 |
| Instrument | 58059/338 |
| Name | HOMESPIRE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2049 |
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $380,000 (+6.94%) Land $120,000 Building $260,000 | $380,000 (-) Land $120,000 Building $260,000 | |
| 2025 | $4,526.00 (+8.75%) | $355,333 (+16.12%) | $380,000 (+24.18%) Land $120,000 Building $260,000 |
| 2024 | $4,162.00 (+50.14%) | ||
| 2023 | $306,000 Land $120,000 Building $186,000 | $306,000 Land $120,000 Building $186,000 | |
| 2022 | $2,772.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 89% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 712 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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