Montgomery County property record for 18509 Split Rock Ln, Germantown, MD 20874
| Property Type | Townhouse |
|---|---|
| Details | 2.5 ba · 1,470 sqft · built 1978 |
| Lot Size | 0.049 acres (2,149 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $435,000 (Mar 2024) |
| Tax Bill | $3,349 (2025) |
| Deeds & Mortgages | Mar 2024 Sale & Mortgage Sep 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-01696442 |
| Primary APN | 09-01696442 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,470 sqft Living Area |
| 1st Floor Area | 756 sqft |
| Basement Area | 1 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 2,149 sqft (0.049 acres) |
| Deck Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 01696442 |
|---|---|
| Street Address | 18509 SPLIT ROCK LN |
| City | GERMANTOWN |
| State | MD |
| Zip | 20874-2110 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | RT12. |
| Legal Description | STONERIDGE 6603/824 |
| Legal Subdivision | STONERIDGE |
| Legal Block | A |
| Legal Lot Number | 132 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 9 |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 700815 |
Source: Montgomery County records, as of August 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 18509 SPLIT ROCK LN, GERMANTOWN, MD 20874-2110 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Mar 29, 2024 | Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Sep 20, 2023 | Deed, Transfer NOT AVAILABLE, ALLIED TTL ORGANIZATION LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 29, 2024 · Amount on File |
| Deed Sale | Mar 29, 2024 · Amount on File |
| Prior Sale | Sep 20, 2023 · Amount on File |
| Deed Book / Page | 67864 / 469 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Mar 29, 2024 |
| Property Address | 18509 SPLIT ROCK LN, GERMANTOWN, MD 20874-2110 |
| Document Number | 0678640469 |
| Book / Page | 67864 / 469 |
| Map Reference | MB 98 PL 10955 |
| Instrument Date | Feb 29, 2024 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2024 |
| Title Company | ARMOUR SETTLEMENT SERVICES LLC, ARMOUR SETTLEMENT SVCS LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,087.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 18509 SPLIT ROCK LN, GERMANTOWN, MD 20874-2110 |
| Document Number | 0067864478 |
|---|---|
| Date | Mar 29, 2024 |
| Instrument | 67864/478 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2054 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Sep 20, 2023 |
| Property Address | 18509 SPLIT ROCK LN, GERMANTOWN, MD 20874-2110 |
| Document Number | 0673850098 |
| Book / Page | 67385 / 98 |
| Map Reference | MB 98 PL 10955 |
| Instrument Date | Sep 18, 2023 |
| Transaction Type | Transfer |
| Record Updated | Oct 4, 2023 |
| Title Company | NOT AVAILABLE, ALLIED TTL ORGANIZATION LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $1,510.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 600 S FREDERICK AVE STE 403, 403, GAITHERSBURG, MD 20877-1278 |
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $333,300 (+6.42%) Land $120,000 Building $213,300 | $333,300 (-) Land $120,000 Building $213,300 | |
| 2025 | $3,349.00 (+3.84%) | $313,200 (+14.73%) | $333,300 (+22.09%) Land $120,000 Building $213,300 |
| 2023 | $273,000 Land $120,000 Building $153,000 | $273,000 Land $120,000 Building $153,000 | |
| 2022 | $3,225.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 712 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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