1851 S Cappero Dr, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 1851 S Cappero Dr, Saint Augustine, FL 32092

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 4,140 sqft · built 2006
Lot Size0.36 acres (15,681 sqft)
OwnerIndividual Name on Record
Last Sale$385,000 (Apr 2016)
Tax Bill$11,778 (2025)
Deeds & MortgagesJun 2022 Line of Credit
Jun 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN028685-7110

Property Details

APN / Parcel Number

Primary APN028685-7110

Interior

Bedrooms5 Beds
Full Baths4 Baths
Plumbing Fixtures17 Plumbing Fixtures
Stories1 Story
Building Area4,140 sqft Living Area
Gross Area4,868 sqft
1st Floor Area2,608 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialStucco
Construction TypeWood
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area15,681 sqft (0.36 acres)
Garage TypeAttached
Garage Area728 sqft
Parking Spaces1 Parking Space
PorchFinished/Open Porch
Porch Area195 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address1851 S CAPPERO DR
CitySAINT AUGUSTINE
StateFL
Zip32092-4770
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal Description52/16-42 MURABELLA UNIT 1 LOT 711 OR4175/871
Legal Range28E
Legal Township06S
Legal Section38
Legal SubdivisionMURABELLA UNIT 1
Legal Block1
Legal Lot Number711
Legal Unit1
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group1
Census Block1010
Census Tract20906

Owner

Source: St. Johns County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4341 SIDEWINDER TRL, MIDDLEBURG, FL 32068-2202
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 15, 2022Deed of Trust, Mortgage · Line of Credit
VYSTAR CU
Jun 19, 2019Deed of Trust, Mortgage · Line of Credit
VYSTAR CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 11, 2016 · Amount on Record
Deed SaleApr 11, 2016 · Amount on Record
Prior SaleJul 30, 2009 · Amount on Record
Deed Document Number201621916
Deed Book / Page4175 / 871
Prior Transfer DateMay 28, 2009
Prior Transfer Doc0032050173
Record UpdatedOct 29, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address1851 S CAPPERO DR, SAINT AUGUSTINE, FL 32092-4770
Transaction TypeMortgage
Record UpdatedMay 23, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address1851 S CAPPERO DR, SAINT AUGUSTINE, FL 32092-4770

Mortgage

Document Number0055790619
DateJun 15, 2022
Book Page5579/619
Instrument2022059859
Lender
NameVYSTAR CU
TypeCredit Union
AddressJACKSONVILLE, FL 32202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term121 Months
DueJul 1, 2032
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address1851 S CAPPERO DR, SAINT AUGUSTINE, FL 32092-4770
Document Number0047480721
Instrument DateJun 19, 2019
Transaction TypeMortgage
Record UpdatedJul 11, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1851 S CAPPERO DR ST AUGUSTINE FL 320924770, ST AUGUSTINE, FL 32092-4770

Mortgage

Document Number0047480721
DateJun 26, 2019
Book Page004748/000721
Instrument45469
Lender
NameVYSTAR CU
TypeCredit Union
AddressJACKSONVILLE, FL 32210
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueJun 25, 2029
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$664,036 (+8.93%) Land $145,000 Building $519,036$664,036 (+8.93%) Land $145,000 Building $519,036
2025$11,778.00 (+51.99%)$609,572 (+57.67%)$609,572 (-4.53%) Land $125,000 Building $484,572
2024$7,749.00 (+3.61%) Homeowner's exemption$386,612 (+3%)$638,501 (+2.22%) Land $115,000 Building $523,501
2023$7,479.00 (+2.8%) Homeowner's exemption$375,351 (+3%)$624,650 (+7.06%) Land $95,200 Building $529,450
2022$7,275.00 Homeowner's exemption$364,418$583,479 Land $95,200 Building $488,279

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 62 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies62 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSJCU-NORTHWEST UTILITIES WTP
serves 48,040 people · EPA ID FL2554471
Water SourceGroundwater
Last State InspectionJun 2024
Also Mapped HereSJCU-CR214 MAINLAND WTP
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

Nearby Properties on S Cappero Dr

Nearby Streets

Search Property Records by Address or Parcel Number