St. Johns County property record for 1840 S Cappero Dr, Saint Augustine, FL 32092
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,956 sqft · built 2009 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | Company Name on Record |
| Last Sale | $285,000 (Oct 2009) |
| Tax Bill | $7,114 (2025) |
| Deeds & Mortgages | Oct 2023 Line of Credit Sep 2021 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 028685-7320 |
| Primary APN | 028685-7320 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,956 sqft Living Area |
| Gross Area | 4,315 sqft |
| 1st Floor Area | 2,396 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 14,810 sqft (0.34 acres) |
| Garage Type | Attached |
| Garage Area | 704 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 454 sqft |
|---|---|
| Porch | Finished Screened Porch |
| Porch Area | 711 sqft |
| Patio Area | 1,057 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1840 S CAPPERO DR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-4768 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 52/16-42 MURABELLA UNIT 1 LOT 732 OR3246/326 &4321/1827 |
| Legal Range | 28E |
| Legal Township | 06S |
| Legal Section | 38 |
| Legal Subdivision | MURABELLA UNIT 1 |
| Legal Block | 1 |
| Legal Lot Number | 732 |
| Legal Unit | 1 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 20906 |
Source: St. Johns County records, as of June 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1840 S CAPPERO DR, SAINT AUGUSTINE, FL 32092-4768 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
| Date | Document |
|---|---|
| Oct 25, 2023 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Sep 24, 2021 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Sep 8, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jul 20, 2019 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Jan 25, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 6, 2009 · Amount on Record |
| Deed Sale | Oct 6, 2009 · Amount on Record |
| Deed Document Number | 200951285 |
| Deed Book / Page | 3246 / 326 |
| Last Transfer Date | Jan 20, 2017 |
| Transfer Doc | 0043211827 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 1840 S CAPPERO DR, SAINT AUGUSTINE, FL 32092-4768 |
| Transaction Type | Mortgage |
| Record Updated | Nov 8, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1840 S CAPPERO DR, SAINT AUGUSTINE, FL 32092-4768 |
| Document Number | 0058461145 |
|---|---|
| Date | Oct 25, 2023 |
| Book Page | 5846/1145 |
| Instrument | 2023084018 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 14, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 1840 S CAPPERO DR, SAINT AUGUSTINE, FL 32092-4768 |
| Transaction Type | Mortgage |
| Record Updated | Oct 6, 2021 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 1840 S CAPPERO DR, SAINT AUGUSTINE, FL 32092-4768 |
| Document Number | 0053770246 |
|---|---|
| Date | Sep 24, 2021 |
| Book Page | 5377/246 |
| Instrument | 2021104720 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 14, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 1840 S CAPPERO DR, SAINT AUGUSTINE, FL 32092-4768 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1840 S CAPPERO DR, SAINT AUGUSTINE, FL 32092-4768 |
| Document Number | 0050361483 |
|---|---|
| Date | Sep 8, 2020 |
| Book Page | 5036/1483 |
| Instrument | 2020076085 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 1840 S CAPPERO DR, SAINT AUGUSTINE, FL 32092-4768 |
| Document Number | 0047681440 |
| Instrument Date | Jul 20, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 8, 2019 |
| Title Company | WFG LENDER SERVICES, WFG LENDER SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 1840 S CAPPERO DR ST AUGUSTINE FL 320924768, ST AUGUSTINE, FL 32092-4768 |
| Document Number | 0047681440 |
|---|---|
| Date | Jul 31, 2019 |
| Book Page | 004768/001440 |
| Instrument | 55397 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 30, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jan 25, 2017 |
| Property Address | 1840 S CAPPERO DR, SAINT AUGUSTINE, FL 32092-4768 |
| Document Number | 0043211827 |
| Book / Page | 004321 / 001827 |
| Instrument Date | Jan 20, 2017 |
| Instrument | 5839 |
| Transaction Type | Transfer |
| Record Updated | Feb 9, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 1840 S CAPPERO DR ST AUGUSTINE FL 320924768, ST AUGUSTINE, FL 32092-4768 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $310,216 (+2.7%) | $634,168 (+12.06%) Land $145,000 Building $489,168 | |
| 2025 | $7,114.00 (+8.08%) Homeowner's exemption | $302,060 (+5.99%) | $565,933 (+0.85%) Land $125,000 Building $440,933 |
| 2024 | $6,582.00 (+3.95%) | ||
| 2023 | $6,332.00 (+2.91%) Homeowner's exemption | $284,997 (+3%) | $561,171 (+8.01%) Land $95,200 Building $465,971 |
| 2022 | $6,153.00 Homeowner's exemption | $276,696 | $519,541 Land $95,200 Building $424,341 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 62 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 62 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-NORTHWEST UTILITIES WTP serves 48,040 people · EPA ID FL2554471 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Also Mapped Here | SJCU-CR214 MAINLAND WTP |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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