1857 S Cappero Dr, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 1857 S Cappero Dr, Saint Augustine, FL 32092 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,580 sqft · built 2006
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on File
Last Sale	$755,000 (Jun 2025)
Tax Bill	$10,553 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Apr 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`028685-7120`

Property Details

APN / Parcel Number

Primary APN	`028685-7120`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	16 Plumbing Fixtures
Stories	2 Stories
Building Area	2,580 sqft Living Area
Gross Area	3,558 sqft
1st Floor Area	1,541 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2011
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	14,810 sqft (0.34 acres)
Garage Type	Attached
Garage Area	714 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	322 sqft
Porch	Finished Screened Porch
Porch Area	626 sqft
Patio Area	259 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1857 S CAPPERO DR
City	SAINT AUGUSTINE
State	FL
Zip	32092-4770
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	52/16-42 MURABELLA UNIT 1 LOT 712 OR6165/246
Legal Range	28E
Legal Township	06S
Legal Section	38
Legal Subdivision	MURABELLA UNIT 1
Legal Block	1
Legal Lot Number	712
Legal Unit	1
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	1
Census Block	1010
Census Tract	20906

Owner

Source: St. Johns County records · APN 028685-7120

Assessment roll updated April 13, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1857 S CAPPERO DR, SAINT AUGUSTINE, FL 32092-4770
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2023	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
Apr 27, 2021	Warranty Deed, Transfer · Conventional Mortgage BETTER MORTGAGE CORPORATION
Jun 26, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Jun 21, 2019	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 11, 2025 · Amount on Record
Deed Sale	Jun 11, 2025 · Amount on Record
Prior Sale	Jun 29, 2023 · Amount on Record
Deed Document Number	202546024
Deed Book / Page	6165 / 246
Record Updated	Sep 20, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jun 29, 2023
Property Address	1857 S CAPPERO DR, SAINT AUGUSTINE, FL 32092-4770
Document Number	0057840462
Book / Page	5784 / 462
Map Reference	MB 52 PG 16-42
Instrument Date	Jun 09, 2023
Instrument	2023050762
Transaction Type	Transfer
Record Updated	Jul 18, 2023
Title Company	GIBRALTAR TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$5,348.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4624 TIFFANY WOODS CIR, OVIEDO, FL 32765-6101

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1857 S CAPPERO DR, SAINT AUGUSTINE, FL 32092-4770

Mortgage

Document Number	0057840468
Date	Jun 29, 2023
Book Page	5784/468
Instrument	2023050765

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2053

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Apr 27, 2021
Property Address	1857 S CAPPERO DR, SAINT AUGUSTINE, FL 32092-4770
Document Number	0052490897
Book / Page	5249 / 897
Map Reference	MB 52 PG 16-42
Instrument Date	Apr 26, 2021
Instrument	2021047040
Transaction Type	Transfer
Record Updated	Aug 31, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,955.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1861 S CAPPERO DR, 1861, ST AUGUSTINE, FL 32092-4770

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4624 TIFFANY WOODS CIR, OVIEDO, FL 32765-6101

Mortgage

Document Number	5249899
Date	Apr 27, 2021
Instrument	5249/899

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	1857 S CAPPERO DR, SAINT AUGUSTINE, FL 32092-4770
Document Number	0049800836
Instrument Date	Jun 26, 2020
Transaction Type	Mortgage
Record Updated	Aug 19, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1857 S CAPPERO DR ST AUGUSTINE FL 320924770, ST AUGUSTINE, FL 32092-4770

Mortgage

Document Number	0049800836
Date	Jul 02, 2020
Book Page	004980/000836
Instrument	52979

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2050

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	1857 S CAPPERO DR, SAINT AUGUSTINE, FL 32092-4770
Document Number	0047480647
Instrument Date	Jun 21, 2019
Transaction Type	Mortgage
Record Updated	Jul 11, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1857 S CAPPERO DR ST AUGUSTINE FL 320924770, ST AUGUSTINE, FL 32092-4770

Mortgage

Document Number	0047480647
Date	Jun 26, 2019
Book Page	004748/000647
Instrument	45460

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 25, 2049

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$416,697 (-25.24%)	$559,306 (+0.35%) Land $145,000 Building $414,306
2025	$10,553.00 (+3.35%) Homeowner's exemption	$557,368 (+3.18%)	$557,368 (+0.41%) Land $125,000 Building $432,368
2024	$10,211.00 (+6.69%)
2023	$9,571.00 (+2.66%) Homeowner's exemption	$540,167 (+3%)	$555,105 (+5.85%) Land $95,200 Building $459,905
2022	$9,323.00 Homeowner's exemption	$524,434	$524,434 Land $95,200 Building $429,234

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090209061, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 62 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	62 in force

Wildfire

Wildfire Risk	Low above 7% of the US · above 6% of Florida
Wildfire Likelihood	About 1 in 4,348 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 286 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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