1846 S Cappero Dr, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 1846 S Cappero Dr, Saint Augustine, FL 32092

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,213 sqft · built 2012
Lot Size0.33 acres (14,374 sqft)
Owner2 Individual Names on Record
Last Sale$380,000 (May 2021)
Tax Bill$10,240 (2025)
Deeds & MortgagesMay 2021 Sale & Mortgage
Nov 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN028685-7300

Property Details

APN / Parcel Number

Primary APN028685-7300

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures13 Plumbing Fixtures
Stories1 Story
Building Area2,213 sqft Living Area
Gross Area3,518 sqft
1st Floor Area2,213 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2012
Effective Year BuiltEffective 2012
Exterior MaterialStucco
Construction TypeWood
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area14,374 sqft (0.33 acres)
Garage TypeAttached
Garage Area630 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area408 sqft
PorchFinished Screened Porch
Porch Area839 sqft
Patio Area672 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address1846 S CAPPERO DR
CitySAINT AUGUSTINE
StateFL
Zip32092-4768
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal Description52/16-42 MURABELLA UNIT 1 LOT 730 OR5268/1678
Legal Range28E
Legal Township06S
Legal Section38
Legal SubdivisionMURABELLA UNIT 1
Legal Block1
Legal Lot Number730
Legal Unit1
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group1
Census Block1010
Census Tract20906

Owner

Source: St. Johns County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1846 S CAPPERO DR, SAINT AUGUSTINE, FL 32092-4768
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 19, 2021Warranty Deed, Transfer · Conventional Mortgage
BANK OF ENGLAND
Nov 5, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 19, 2021 · Amount on Record
Deed SaleMay 19, 2021 · Amount on Record
Prior SaleApr 6, 2015 · Amount on Record
Deed Document Number202156259
Deed Book / Page5268 / 1678
Record UpdatedOct 29, 2026

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateMay 19, 2021
Property Address1846 S CAPPERO DR, SAINT AUGUSTINE, FL 32092-4768
Document Number0052681678
Book / Page5268 / 1678
Map ReferenceMB 52 PG 16-42
Instrument DateMay 6, 2021
Instrument2021056259
Transaction TypeTransfer
Record UpdatedMay 23, 2023
Title CompanyBLUE OCN TITLE, BLUE OCEAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,660.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address226 QUIET TRL, ST AUGUSTINE, FL 32092-2614

Transferred To (Grantee/Buyer)

NameVerified Name
Address1846 S CAPPERO DR, ST AUGUSTINE, FL 32092-4768

Mortgage

Document Number0052681680
DateMay 19, 2021
Instrument5268/1680
Lender
NameBANK OF ENGLAND
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2051

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address1846 S CAPPERO DR, SAINT AUGUSTINE, FL 32092-4768
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0050920229
DateNov 5, 2020
Book Page5092/229
Instrument2020099963
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2050

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$548,592 (+2.7%)$566,997 (+5.82%) Land $145,000 Building $421,997
2025$10,240.00 (+22.08%) Homeowner's exemption$534,169 (+22.09%)$535,813 (+13.83%) Land $125,000 Building $410,813
2024$8,388.00 (+3.47%) Homeowner's exemption$437,524 (+3%)$470,695 (+3.52%) Land $115,000 Building $355,695
2023$8,107.00 (+2.76%) Homeowner's exemption$424,781 (+3%)$454,679 (+5.76%) Land $95,200 Building $359,479
2022$7,889.00 Homeowner's exemption$412,409$429,908 Land $95,200 Building $334,708

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 62 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies62 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSJCU-NORTHWEST UTILITIES WTP
serves 48,040 people · EPA ID FL2554471
Water SourceGroundwater
Last State InspectionJun 2024
Also Mapped HereSJCU-CR214 MAINLAND WTP
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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