Butler County property record for 1851 Black Rd, Hamilton, OH 45013
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,712 sqft · built 1978 |
| Lot Size | 5.14 acres (223,986 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $265,000 (Jun 2016) |
| Tax Bill | $4,527 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit Apr 2023 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | K4610-010-000-052 |
| Primary APN | K4610-010-000-052 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,712 sqft Living Area |
| 1st Floor Area | 740 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Colonial |
| Exterior Material | Brick/Stone |
| Lot Area | 223,986 sqft (5.14 acres) |
| View / Lot | Neighborhood / Spot |
| Garage Area | 332 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 280 sqft |
| Deck Area | Deck Area |
| Patio Area | 316 sqft |
| Pole Barn | 805 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 1851 BLACK RD |
|---|---|
| City | HAMILTON |
| State | OH |
| Zip | 45013-8501 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2 3 10 PT N CTR PT |
| Jurisdiction | BUTLER OH |
| Township / Civil Division | ROSS |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 10800 |
1851 Black Rd is owned and occupied by two individuals who bought it in June 2016.
Source: Butler County records, as of May 7, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1851 BLACK RD, HAMILTON, OH 45013-8501 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Apr 29, 2026 | Deed of Trust, Mortgage · Line of Credit THIRD FEDERAL SAVINGS AND LOANS ASSOCIATION |
| Apr 18, 2023 | Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND |
| Jan 18, 2022 | Deed of Trust, Mortgage · Line of Credit BETTER MORTGAGE CORPORATION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 16, 2016 · Amount on File |
| Deed Sale | Jun 16, 2016 · Amount on File |
| Prior Sale | Oct 12, 2000 · Amount on File |
| Deed Document Number | 201622576 |
| Deed Book / Page | 8908 / 1659 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUTLER OH |
| Recording Date | Apr 29, 2026 |
| Property Address | 1851 BLACK RD, HAMILTON, OH 45013-8501 |
| Document Number | 0000014955 |
| Book / Page | 10349 / 1635 |
| Instrument Date | Apr 23, 2026 |
| Instrument | 202614955 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | THIRD CAPITAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 1851 BLACK RD, HAMILTON, OH 45013-8501 |
| Document Number | 0000014955, |
|---|---|
| Date | Apr 29, 2026 |
| Book Page | 10349/1635 |
| Instrument | 202614955 |
| Name | THIRD FEDERAL SAVINGS AND LOANS ASSOCIATION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 23, 2056 |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUTLER OH |
| Property Address | 1851 BLACK RD, HAMILTON, OH 45013-8501 |
| Transaction Type | Mortgage |
| Record Updated | May 1, 2023 |
| Title Company | THIRD CAPITAL TITLE NEO |
| Name | Verified Name |
|---|
| Document Number | 0000011612 |
|---|---|
| Date | Apr 18, 2023 |
| Book Page | 9963/1757 |
| Instrument | 2023-00011612 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 11, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUTLER OH |
| Property Address | 1851 BLACK RD, HAMILTON, OH 45013-8501 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000002800 |
|---|---|
| Date | Jan 18, 2022 |
| Book Page | 9795/558 |
| Instrument | 2022-00002800 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10007 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 357 Months |
| Due | Oct 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3% |
| Type Change Date | Oct 1, 2026 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 5% |
| Index | Other |
| Max Rate | 8% |
The 2025 property tax bill for 1851 Black Rd was $4,527, up 0.8% from the year before.
Source: Butler County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Butler County |
| County Subdivision | Ross Township |
| Unified School District | Ross Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,527.00 (+0.82%) | $115,270 Land $33,280 Building $81,990 | $329,330 Land $95,080 Building $234,250 |
| 2024 | $4,490.00 (+0.76%) | ||
| 2023 | $4,456.00 (+21.85%) | $115,270 (+34.38%) Land $33,280 Building $81,990 | $329,330 Land $95,080 Building $234,250 |
| 2022 | $3,657.00 | $85,780 Land $33,280 Building $52,500 | |
| 2020 | $245,070 Land $95,080 Building $149,990 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1851 Black Rd in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 1990.
Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 24 policies |
| Nearby Flood Policies | 24 in force |
| Nearby Flood Claims | 19 (1990–2026) |
| Most Recent Claim | Mar 2026 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1851 Black Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHWEST REGIONAL WATER DISTRICT public/private · serves 42,856 people · EPA ID OH0903912 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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