Montgomery County property record for 18504 Split Rock Ln, Germantown, MD 20874
| Property Type | Townhouse |
|---|---|
| Details | 3 ba · 1,433 sqft · built 1978 |
| Lot Size | 0.05 acres (2,183 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $275,000 (Oct 2015) |
| Tax Bill | $3,651 (2025) |
| Deeds & Mortgages | Jun 2022 Line of Credit Jan 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-01696635 |
| Primary APN | 09-01696635 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 1,433 sqft Living Area |
| 1st Floor Area | 746 sqft |
| Basement Area | 1 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Townhouse |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 2,183 sqft (0.05 acres) |
| Deck Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 01696635 |
|---|---|
| Street Address | 18504 SPLIT ROCK LN |
| City | GERMANTOWN |
| State | MD |
| Zip | 20874-2111 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | RT12. |
| Legal Description | STONERIDGE |
| Legal Subdivision | STONERIDGE |
| Legal Block | A |
| Legal Lot Number | 139 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 9 |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 700815 |
Source: Montgomery County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 18504 SPLIT ROCK LN, GERMANTOWN, MD 20874-2111 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 3, 2022 | Deed of Trust, Mortgage · Line of Credit MID-ATLANTIC FCU |
| Jan 10, 2022 | Intrafamily Transfer, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 16, 2015 · Amount on Record |
| Deed Sale | Oct 16, 2015 · Amount on Record |
| Prior Sale | Aug 28, 2014 · Amount on Record |
| Deed Book / Page | 51122 / 443 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 18504 SPLIT ROCK LN, GERMANTOWN, MD 20874-2111 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2022 |
| Title Company | COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0658480449 |
|---|---|
| Date | Jun 3, 2022 |
| Book Page | 65848/449 |
| Name | MID-ATLANTIC FCU |
|---|---|
| Type | Credit Union |
| Address | GERMANTOWN, MD 20874 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Jan 10, 2022 |
| Property Address | 18504 SPLIT ROCK LN, GERMANTOWN, MD 20874-2111 |
| Document Number | 0650040442 |
| Book / Page | 65004 / 442 |
| Map Reference | MB 98 PL 10956 |
| Instrument Date | Sep 23, 2020 |
| Transaction Type | Transfer |
| Record Updated | Jan 28, 2022 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 18504 SPLIT ROCK LN, GERMANTOWN, MD 20874-2111 |
| Document Number | 0065004446 |
|---|---|
| Date | Jan 10, 2022 |
| Instrument | 65004/446 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 165 Months |
| Due | Oct 1, 2035 |
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $400,000 (+11.06%) Land $120,000 Building $280,000 | $400,000 (-) Land $120,000 Building $280,000 | |
| 2025 | $3,651.00 (+39.03%) | $360,167 (+28.4%) | $400,000 (+42.6%) Land $120,000 Building $280,000 |
| 2023 | $280,500 Land $120,000 Building $160,500 | $280,500 Land $120,000 Building $160,500 | |
| 2022 | $2,626.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 89% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 712 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures