185 Timber Trl, Blanchester, OH 45107 Property Records

Clinton County property record for 185 Timber Trl, Blanchester, OH 45107

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,094 sqft · built 2005
Lot Size	2.01 acres (87,556 sqft)
Owner	2 Individual Names on Record
Last Sale	$565,833 (Feb 2024)
Tax Bill	$4,642 (2025)
Deeds & Mortgages	Feb 2025 Line of Credit Feb 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`031291-4`

Property Details

APN / Parcel Number

Primary APN	`031291-4`
Alternative APNs	`300-04-10-02-0007-00` `3000188044`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,094 sqft Living Area
Gross Area	5,458 sqft
1st Floor Area	1,672 sqft
Attic	Attic
Attic Area	1,968 sqft
Basement Area	1,672 sqft
Unfinished Basement	1,672 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Brick
Lot Area	87,556 sqft (2.01 acres)
Terrain	High
Garage Type	Attached - Finished
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	662 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	031291-4
Street Address	185 TIMBER TRL
City	BLANCHESTER
State	OH
Zip	45107-9790
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	TIMBER TRAILS ESTATES LT 7
Legal Subdivision	TIMBER TRAIL ESTATES
Legal Lot Number	7
Jurisdiction	CLINTON OH
Township / Civil Division	VERNON
Census Block Group	2
Census Block	2051
Census Tract	964800

Owner

Source: Clinton County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	185 TIMBER TRL, BLANCHESTER, OH 45107-9790
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2025	Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL BANK
Feb 1, 2024	Warranty Deed, Transfer · Conventional Mortgage FIRST FINANCIAL BANK
Feb 9, 2006	Survivorship Deed, Transfer · Conventional Mortgage HEWITT MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 1, 2024 · Amount on Record
Deed Sale	Feb 1, 2024 · Amount on Record
Prior Sale	Aug 4, 2016 · Amount on Record
Deed Document Number	2024419
Record Updated	Sep 20, 2026

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON OH
Property Address	185 TIMBER TRL, BLANCHESTER, OH 45107-9790
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202500000656
Date	Feb 20, 2025
Instrument	2025-00000656

Lender

Name	FIRST FINANCIAL BANK
Type	Bank
Address	CINCINNATI, OH 45246

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Feb 10, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON OH
Recording Date	Feb 1, 2024
Property Address	185 TIMBER TRL, BLANCHESTER, OH 45107-9790
Document Number	202400000419
Map Reference	VOL 234 PG 132
Instrument Date	Jan 26, 2024
Instrument	2024-00000419
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	4494 HUSTON RD, HAMILTON, OH 45013-9770

Mortgage

Document Number	202400000420
Date	Feb 1, 2024
Instrument	2024-00000420

Lender

Name	FIRST FINANCIAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2054

February 2006: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	CLINTON OH
Recording Date	Feb 9, 2006
Property Address	185 TIMBER TRL, BLANCHESTER, OH 45107-9790
Document Number	644/025
Book / Page	644 / 025
Map Reference	MB234 PG132
Instrument Date	Feb 6, 2006
Instrument	2006-00085001
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	NEW MILLENNIUM TITLE & CLOSI

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	185 TIMBER TRL, BLANCHESTER, OH 45107-9790

Mortgage

Document Number	200600085002
Date	Feb 9, 2006
Instrument	2006-00085002

Lender

Name	HEWITT MORTGAGE SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2036

Mortgage

Document Number	000644/049
Date	Feb 9, 2006
Book Page	644/049
Instrument	2006-00085004

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	420 MONTGOMERY ST, SAN FRANCISCO, CA 94104

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Feb 20, 2021

Tax Assessment & Valuation

Source: Clinton County assessment roll, as of March 10, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Clinton County
County Subdivision	Vernon Township
Unified School District	Clinton-Massie Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,642.00 (-4.97%) Homeowner's exemption	$144,690 (-) Land $15,820 Building $128,870	$413,400 (-) Land $45,200 Building $368,200
2024	$4,885.00 (+1.71%) Homeowner's exemption	$144,690 (-) Land $15,820 Building $128,870	$413,400 (-) Land $45,200 Building $368,200
2023	$4,803.00 (-2.67%) Homeowner's exemption	$144,690 (+7.34%) Land $15,820 Building $128,870	$413,400 (+7.34%) Land $45,200 Building $368,200
2022	$4,935.00 Homeowner's exemption	$134,800 Land $9,660 Building $125,140
2020			$385,140 Land $27,600 Building $357,540

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

May also be available: Bresco Broadband.

Cell Coverage

5G and 4G LTE (outdoors only)

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