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1848 Ridge Cliff Dr, Monteagle, TN 37356 Property Records

Marion County property record for 1848 Ridge Cliff Dr, Monteagle, TN 37356

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,280 sqft · built 2005
Lot Size0.309 acres (13,478 sqft)
Owner2 Individual Names on Record
Last Sale$277,500 (May 2017)
Tax Bill$1,077 (2022)
Deeds & MortgagesMay 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN058040N A 02700

Property Details

APN / Parcel Number

Primary APN058040N A 02700
Alternative APN
  • 040N A 02700

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area2,280 sqft Living Area
1st Floor Area2,280 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2005
Exterior MaterialSiding
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area13,478 sqft (0.309 acres)
Lot Dimensions293 ft deep x 46 ft wide
TerrainMountain
Garage TypeUnfinished
Garage Area794 sqft
DrivewayDriveway
Driveway Area1 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchEnclosed Porch
Porch Area473 sqft
Deck Area102 sqft
Patio Area442 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerConnected

Location & Zoning

Street Address1848 RIDGE CLIFF DR
CityMONTEAGLE
StateTN
Zip37356-5072
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 05, COUNTY AREA: R12
Legal SubdivisionRIDGE CLIFF ESTATES
Legal Lot Number27
JurisdictionMARION TN
Township / Civil Division2
Census Block Group1
Census Block1068
Census Tract50302

Owner

Source: Marion County records, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1848 RIDGE CLIFF DR, MONTEAGLE, TN 37356-5072
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 10, 2017 · Amount on Record
Deed SaleMay 10, 2017 · Amount on Record
Prior SaleMay 21, 2012 · Amount on Record
Deed Document Number17001684
Deed Book / Page490 / 0884
Record UpdatedJun 8, 2026

May 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARION TN
Recording DateMay 10, 2017
Property Address1848 RIDGE CLIFF DR, MONTEAGLE, TN 37356-5072
Document Number490884
Book / Page000490 / 000884
Instrument DateMay 5, 2017
Instrument1684
Transaction TypeTransfer
Record UpdatedMay 16, 2017
Title CompanySOVEREIGN TITLE AND ESCROW LLC, SOVEREIGN TITLE & ESCROW LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,026.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1848 RIDGE CLIFF DR MONTEAGLE TN 373565072, MONTEAGLE, TN 37356-5072

Mortgage

Document Number490887
DateMay 10, 2017
Book Page000490/000887
Instrument1685
Lender
NameASCEND FCU
TypeCredit Union
AddressTULLAHOMA, TN 37388
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueMay 9, 2047
Interest
Rate TypeAdjustable Rate
Rate3.5%

Tax Assessment & Valuation

Source: Marion County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyMarion County
MunicipalityMonteagle Town
Unified School DistrictMarion County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$61,175 (-) Land $5,175 Building $56,000
2023$61,175 Land $5,175 Building $56,000
2022$1,077.00
2021$244,700 Land $20,700 Building $224,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 59% of the US · above 80% of Tennessee
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMONTEAGLE PUBLIC UTILITY BOARD
serves 4,179 people · EPA ID TN0000470
Water SourceSurface water
Last State InspectionOct 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Apr 2024
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ben Lomand Rural Telephone Cooperative
Fiber		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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