1832 Ridge Cliff Dr, Monteagle, TN 37356 Property Records

Marion County property record for 1832 Ridge Cliff Dr, Monteagle, TN 37356

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,107 sqft · built 1997
Lot Size	0.499 acres (21,714 sqft)
Owner	2 Individual Names on Record
Last Sale	$289,900 (Apr 2018)
Tax Bill	$1,343 (2022)
Deeds & Mortgages	Apr 2021 Mortgage Apr 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`040N-A-023.00`

Property Details

APN / Parcel Number

Primary APN	`040N-A-023.00`
Alternative APNs	`05043DA040N02300` `058040N A 02300`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	3,107 sqft Living Area
Gross Area	4,112 sqft
1st Floor Area	1,205 sqft
Upper Floors Area	1,902 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	L-Shape
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	21,714 sqft (0.499 acres)
Lot Dimensions	282 ft deep x 77 ft wide
Terrain	Mountain
Garage Type	Attached
Garage Area	621 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed/Finished Porch
Porch Area	573 sqft
Deck Area	160 sqft
Patio Area	208 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	1832 RIDGE CLIFF DR
City	MONTEAGLE
State	TN
Zip	37356-5072
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIDGE CLIFF ESTATES PB 4 PG 517 LOT 23 77X282
Legal Subdivision	RIDGE CLIFF ESTATES
Legal Lot Number	23
Jurisdiction	MARION TN
Township / Civil Division	2
Census Block Group	1
Census Block	1070
Census Tract	50302

Owner

Source: Marion County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1832 RIDGE CLIFF DR, MONTEAGLE, TN 37356-5072
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Apr 6, 2018	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 6, 2018 · Amount on Record
Deed Sale	Apr 6, 2018 · Amount on Record
Prior Sale	Nov 11, 1996 · Amount on Record
Deed Document Number	20181282
Deed Book / Page	501 / 247
Prior Transfer Date	Sep 20, 2016
Prior Transfer Doc	0000483828
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION TN
Property Address	1832 RIDGE CLIFF DR, MONTEAGLE, TN 37356-5072
Transaction Type	Mortgage
Record Updated	Apr 28, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	541368
Date	Apr 8, 2021
Book Page	541/368
Instrument	21001811

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION TN
Recording Date	Apr 6, 2018
Property Address	1832 RIDGE CLIFF DR, MONTEAGLE, TN 37356-5072
Document Number	501247
Book / Page	000501 / 000247
Instrument Date	Mar 30, 2018
Instrument	1282
Transaction Type	Transfer
Record Updated	Apr 18, 2018
Title Company	SOVEREIGN TITLE AND ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,072.63
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1832 RIDGE CLIFF DR MONTEAGLE TN 373565072, MONTEAGLE, TN 37356-5072

Mortgage

Document Number	501249
Date	Apr 6, 2018
Book Page	000501/000249
Instrument	1283

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 5, 2048

Tax Assessment & Valuation

Source: Marion County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Marion County
Municipality	Monteagle Town
Unified School District	Marion County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$76,275 (-) Land $20,125 Building $56,150	$305,100 (-) Land $80,500 Building $224,600
2023		$76,275 Land $20,125 Building $56,150
2022	$1,343.00
2021			$305,100 Land $80,500 Building $224,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 80% of Tennessee
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTEAGLE PUBLIC UTILITY BOARD serves 4,179 people · EPA ID TN0000470
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ben Lomand Rural Telephone Cooperative Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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