1831 Ridge Cliff Dr, Monteagle, TN 37356 Property Records

Marion County property record for 1831 Ridge Cliff Dr, Monteagle, TN 37356

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,300 sqft · built 1995
Lot Size	1.11 acres (48,400 sqft)
Owner	Individual Name on Record
Last Sale	$210,000 (Jan 2021)
Tax Bill	$814 (2022)
Deeds & Mortgages	Jan 2021 Transfer Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`058040N A 03200`

Property Details

APN / Parcel Number

Primary APN	`058040N A 03200`
Alternative APN	`040N A 03200`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,300 sqft Living Area
1st Floor Area	1,300 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2017
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	48,400 sqft (1.11 acres)
Lot Dimensions	242 ft deep x 200 ft wide
Terrain	Mountain
Porch	Open Porch
Porch Area	204 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	1831 RIDGE CLIFF DR
City	MONTEAGLE
State	TN
Zip	37356-5073
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 05, COUNTY AREA: R12
Legal Subdivision	RIDGE CLIFF ESTATES
Legal Lot Number	32
Jurisdiction	MARION TN
Township / Civil Division	2
Census Block Group	1
Census Block	1068
Census Tract	50302

Owner

Source: Marion County records, as of January 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1831 RIDGE CLIFF DR, MONTEAGLE, TN 37356-5073
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2021	Quit Claim Deed, Transfer SOVEREIGN TITLE AND ESCROW LLC, SOVEREIGN TITLE & ESCROW LLC
Jan 5, 2021	Warranty Deed, Transfer · FHA Mortgage REGIONS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 5, 2021 · Amount on Record
Deed Sale	Jan 5, 2021 · Amount on Record
Prior Sale	Jan 5, 2021
Deed Document Number	21000059
Deed Book / Page	536 / 1300
Record Updated	Jun 8, 2026

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARION TN
Recording Date	Jan 5, 2021
Property Address	1831 RIDGE CLIFF DR, MONTEAGLE, TN 37356-5073
Document Number	5361298
Book / Page	000536 / 001298
Instrument Date	Dec 28, 2020
Instrument	58
Transaction Type	Transfer
Record Updated	Jan 15, 2021
Title Company	SOVEREIGN TITLE AND ESCROW LLC, SOVEREIGN TITLE & ESCROW LLC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1831 RIDGE CLIFF DR MONTEAGLE TN 373565073, MONTEAGLE, TN 37356-5073

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION TN
Recording Date	Jan 5, 2021
Property Address	1831 RIDGE CLIFF DR, MONTEAGLE, TN 37356-5073
Document Number	0005361300
Book / Page	536 / 1300
Map Reference	MB 4 PG 517
Instrument Date	Dec 28, 2020
Instrument	21000059
Transaction Type	Transfer
Record Updated	Sep 1, 2022
Title Company	SOVEREIGN T&E LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$777.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1831 CLIFF RIDGE DR, MONTEAGLE, TN 37356-5073

Mortgage

Document Number	0021000060
Date	Jan 5, 2021
Instrument	21000060

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Marion County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Marion County
Municipality	Monteagle Town
Unified School District	Marion County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$46,250 (-) Land $4,750 Building $41,500
2023		$46,250 (-) Land $4,750 Building $41,500
2022	$814.00	$46,250 Land $4,750 Building $41,500	$185,000 (-) Land $19,000 Building $166,000
2021			$185,000 Land $19,000 Building $166,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 80% of Tennessee
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTEAGLE PUBLIC UTILITY BOARD serves 4,179 people · EPA ID TN0000470
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ben Lomand Rural Telephone Cooperative Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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