1844 Ridge Cliff Dr, Monteagle, TN 37356 Property Records

Marion County property record for 1844 Ridge Cliff Dr, Monteagle, TN 37356

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,329 sqft · built 2000
Lot Size	0.41 acres (17,873 sqft)
Owner	2 Individual Names on Record
Last Sale	$309,414 (Oct 2018)
Tax Bill	$1,456 (2022)
Deeds & Mortgages	Dec 2020 Mortgage Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`058040N A 02600`

Property Details

APN / Parcel Number

Primary APN	`058040N A 02600`
Alternative APN	`040N A 02600`

Interior

Full Baths	4 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	2,329 sqft Living Area
1st Floor Area	1,825 sqft
Upper Floors Area	504 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	17,873 sqft (0.41 acres)
Lot Dimensions	293 ft deep x 61 ft wide
Terrain	Mountain
Garage Type	Finished
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	235 sqft
Patio Area	480 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	1844 RIDGE CLIFF DR
City	MONTEAGLE
State	TN
Zip	37356-5072
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 05, COUNTY AREA: V01
Legal Subdivision	RIDGE CLIFF ESTATES
Legal Lot Number	26
Jurisdiction	MARION TN
Township / Civil Division	2
Census Block Group	1
Census Block	1070
Census Tract	50302

Owner

Source: Marion County records, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1401 N JACKSON ST, TULLAHOMA, TN 37388-2341
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST VISION BANK OF TENNESSEE
Oct 26, 2018	Warranty Deed, Transfer · Conventional Mortgage FIRST VISION BK/TN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 26, 2018 · Amount on Record
Deed Sale	Oct 26, 2018 · Amount on Record
Prior Sale	Sep 24, 1997 · Amount on Record
Deed Document Number	18004191
Deed Book / Page	508 / 0015
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION TN
Property Address	1844 RIDGE CLIFF DR, MONTEAGLE, TN 37356-5072
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	536868
Date	Dec 29, 2020
Book Page	536/868
Instrument	20005671

Lender

Name	FIRST VISION BANK OF TENNESSEE
Type	Bank
Address	MURFREESBORO, TN 37130

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION TN
Recording Date	Oct 26, 2018
Property Address	1844 RIDGE CLIFF DR, MONTEAGLE, TN 37356-5072
Document Number	50815
Book / Page	000508 / 000015
Instrument Date	Oct 25, 2018
Instrument	4191
Transaction Type	Transfer
Record Updated	Nov 5, 2018
Title Company	STONES RIVER TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,144.83
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1844 RIDGE CLIFF DR MONTEAGLE TN 373565072, MONTEAGLE, TN 37356-5072

Mortgage

Document Number	50817
Date	Oct 26, 2018
Book Page	000508/000017
Instrument	4192

Lender

Name	FIRST VISION BK/TN
Type	Bank
Address	TULLAHOMA, TN 37388

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 25, 2048

Tax Assessment & Valuation

Source: Marion County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Marion County
Municipality	Monteagle Town
Unified School District	Marion County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$82,700 (-) Land $21,575 Building $61,125
2023		$82,700 Land $21,575 Building $61,125
2022	$1,456.00
2021			$330,800 Land $86,300 Building $244,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 80% of Tennessee
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTEAGLE PUBLIC UTILITY BOARD serves 4,179 people · EPA ID TN0000470
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ben Lomand Rural Telephone Cooperative Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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