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1848 Cedar Ter, Florence, KY 41042 Property Records

Boone County property record for 1848 Cedar Ter, Florence, KY 41042 · Last verified April 2026

Property Summary

Property TypeCondominium
Details3 bd · 2.5 ba · 1,662 sqft · built 2021
Lot Size0.054 acres (2,383 sqft)
OwnerIndividual Name on File
Last Sale$220,000 (Aug 2021)
Tax Bill$2,104 (2025)
Deeds & MortgagesJun 2020 Construction Loan
Aug 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN051.01-09-010.00

Property Details

APN / Parcel Number

Primary APN051.01-09-010.00
Alternative APN
  • 5617

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area1,662 sqft Finished Area

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Architectural StyleCondo/Apartment
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Lot Area2,383 sqft (0.054 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemA/C Office Only
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address1848 CEDAR TER
CityFLORENCE
StateKY
Zip41042-7955
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionLOT 10 PHASE II REPLAT OF LOT 7 VILLAGE TERRACE (0.0547 AC)
Legal SubdivisionVILLAGE TERRACE PH II
Legal Phase2
Legal Lot Number7,10
JurisdictionBOONE KY
Township / Civil DivisionFLORENCE
Census Block Group1
Census Block1012
Census Tract70318

Owner

Source: Boone County records · APN 051.01-09-010.00

Assessment roll updated November 24, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1848 CEDAR TER, FLORENCE, KY 41042-7955
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 30, 2020Deed of Trust, Mortgage · Construction Mortgage
HERITAGE BANK
Aug 20, 2021Warranty Deed, Transfer · Conventional Mortgage
US BANK NA
Jun 30, 2020Deed, Transfer
KENTUCKY LAND TITLE AGENCY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 20, 2021 · Amount on Record
Deed SaleAug 20, 2021 · Amount on Record
Prior SaleJun 30, 2020 · Amount on Record
Deed Document Number2021845447
Deed Book / Page1171 / 948
Prior Transfer DateJun 25, 2020
Prior Transfer Doc0D1146/644
Record UpdatedJun 08, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBOONE KY
Property Address1848 CEDAR TER, FLORENCE, KY 41042-7955
Transaction TypeMortgage
Record UpdatedAug 09, 2022
Title CompanyKENTUCKY LAND TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0M4311/933
DateJun 30, 2020
Book PageM4311/933
Instrument805207
Lender
NameHERITAGE BANK
TypeBank
AddressERLANGER, KY 41018
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term61 Months
DueJul 01, 2025

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBOONE KY
Recording DateAug 20, 2021
Property Address1848 CEDAR TER, FLORENCE, KY 41042-7955
Document Number0D1171/948
Book / PageD1171 / 948
Map ReferenceCAB 5 SL 293
Instrument DateAug 18, 2021
Instrument845447
Transaction TypeTransfer
Record UpdatedAug 09, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address520 GRAVES AVE STE 204, 520, ERLANGER, KY 41018-3307

Transferred To (Grantee/Buyer)

NameVerified Name
Address1848 CEDAR TER, FLORENCE, KY 41042-7955

Mortgage

Document Number0000845448
DateAug 20, 2021
Instrument845448
Lender
NameUS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2051

June 2020: Deed, Transfer

Document TypeDeed
JurisdictionBOONE KY
Recording DateJun 30, 2020
Property Address1848 CEDAR TER, FLORENCE, KY 41042-7955
Document Number0D1146/644
Book / PageD1146 / 644
Map ReferenceCAB 5 SL 293
Instrument DateJun 25, 2020
Instrument805206
Transaction TypeTransfer
Record UpdatedAug 09, 2022
Title CompanyKENTUCKY LAND TITLE AGENCY

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address510 GRAVES AVE STE 206, 206, ERLANGER, KY 41018-3309

Tax Assessment & Valuation

Source: Boone County records · Assessment roll updated November 24, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateKentucky
CountyBoone County
MunicipalityFlorence City
Unified School DistrictBoone County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,104.00 (-2.09%)$220,000 (-) Land $20,000 Building $200,000
2024$220,000 (-) Land $20,000 Building $200,000
2023$2,149.00 (+3.12%)$220,000 (-) Land $20,000 Building $200,000$220,000 (-) Land $20,000 Building $200,000
2022$2,084.00$220,000 Land $20,000 Building $200,000$220,000 Land $20,000 Building $200,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Boone County (21015C), updated March 21, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 210150703181, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 2 individual NFIP policies nearby
Nearby Flood Policies2 in force
2 of 2 on primary residences

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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