1796 Cedar Ter, Florence, KY 41042 Property Records

Boone County property record for 1796 Cedar Ter, Florence, KY 41042 · Last verified December 2025

Property Summary

Property Type	Townhouse
Lot Size	0.094 acres (4,116 sqft)
Owner	Individual Name on File
Last Sale	$223,000 (Apr 2021)
Tax Bill	$2,132 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage May 2017 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`051.01-09-023.00`

Property Details

APN / Parcel Number

Primary APN	`051.01-09-023.00`
Alternative APN	`5664`

Exterior

Lot Area	4,116 sqft

Location & Zoning

Street Address	1796 CEDAR TER
City	FLORENCE
State	KY
Zip	41042-7956
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT 23 PHASE II REPLAT OF LOT 7 VILLAGE TERRACE (0.0945 AC)
Legal Subdivision	VILLAGE TERRACE SUB PH II
Legal Phase	2
Legal Lot Number	7,23
Jurisdiction	BOONE KY
Township / Civil Division	FLORENCE
Census Block Group	1
Census Block	1012
Census Tract	70318

Owner

Source: Boone County records · APN 051.01-09-023.00

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1796 CEDAR TER, FLORENCE, KY 41042-7956
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 09, 2021	Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC
May 12, 2017	Deed of Trust, Mortgage · Construction Mortgage HERITAGE BANK
Mar 29, 2021	Quit Claim Deed, Transfer COSMOPOLITAN TITLE CORPORATION, COSMOPOLITAN TITLE AGENCY
Apr 01, 2019	Warranty Deed, Transfer · FHA Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 09, 2021 · Amount on Record
Deed Sale	Apr 09, 2021 · Amount on Record
Prior Sale	Mar 29, 2021
Deed Document Number	832170
Deed Book / Page	D1163 / 720
Record Updated	Jun 08, 2026

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BOONE KY
Recording Date	Apr 09, 2021
Property Address	1796 CEDAR TER, FLORENCE, KY 41042-7956
Document Number	D1163/720
Book / Page	D1163 / 720
Map Reference	CAB 5 SL 182
Instrument Date	Apr 07, 2021
Instrument	832170
Transaction Type	Transfer
Record Updated	Jul 06, 2021
Title Company	KENTUCKY LAND TITLE AGCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1925 WHISPENCY TRAIL, 1925, UNION, KY 41091

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1796 CEDAR TER, FLORENCE, KY 41042-7956

Mortgage

Document Number	832171
Date	Apr 09, 2021
Instrument	832171

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2051

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE KY
Property Address	1796 CEDAR TER, FLORENCE, KY 41042-7956
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M4025/070
Date	May 12, 2017
Book Page	M4025/070
Instrument	726618

Lender

Name	HERITAGE BANK
Type	Bank
Address	ERLANGER, KY 41018

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	60 Months
Due	May 01, 2022

March 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BOONE KY
Recording Date	Mar 29, 2021
Property Address	1796 CEDAR TER, FLORENCE, KY 41042-7956
Document Number	D1162/841
Book / Page	D1162 / 841
Map Reference	CAB 5 SL 293
Instrument Date	Jan 21, 2021
Instrument	830804
Transaction Type	Transfer
Record Updated	Jul 06, 2021
Title Company	COSMOPOLITAN TITLE CORPORATION, COSMOPOLITAN TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1796 CEDAR TER, FLORENCE, KY 41042-7956

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOONE KY
Recording Date	Apr 01, 2019
Property Address	1796 CEDAR TER, FLORENCE, KY 41042-7956
Document Number	D1123/750
Book / Page	D1123 / 750
Map Reference	CAB 5 SL 182
Instrument Date	Mar 01, 2019
Instrument	771312
Transaction Type	Transfer
Record Updated	Jul 06, 2021
Title Company	BRB TRUST TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	520 GRAVES AVE, 520, ERLANGER, KY 41018-3300

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1796 CEDAR TER, FLORENCE, KY 41042-7956

Mortgage

Document Number	771313
Date	Apr 01, 2019
Instrument	771313

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2049

Tax Assessment & Valuation

Source: Boone County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Boone County
Municipality	Florence City
Unified School District	Boone County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,132.00 (-2.07%)	$223,000 (-) Land $15,000 Building $208,000
2024			$223,000 (-) Land $15,000 Building $208,000
2023	$2,177.00 (+3.03%)	$223,000 (-) Land $15,000 Building $208,000	$223,000 (-) Land $15,000 Building $208,000
2022	$2,113.00	$223,000 Land $15,000 Building $208,000	$223,000 Land $15,000 Building $208,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Boone County (21015C), updated March 21, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 210150703181, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 177 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cincinnati Bell	Fiber	3,000 / 3,000
Spectrum	Cable	1,000 / 1,000
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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