Boone County property record for 1864 Cedar Ter, Florence, KY 41042
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 3.5 ba · 1,743 sqft · built 2014 |
| Lot Size | 0.062 acres (2,701 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $161,000 (Dec 2016) |
| Tax Bill | $1,560 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage Nov 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 051.01-09-006.00 |
| Primary APN | 051.01-09-006.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 1,743 sqft Finished Area |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Roof Type | Gable |
| Lot Area | 2,701 sqft (0.062 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 1864 CEDAR TER |
|---|---|
| City | FLORENCE |
| State | KY |
| Zip | 41042-7955 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | LOT 6 PHASE II REPLAT OF LOT 7 VILLAGE TERRACE (0.0654 AC) |
| Legal Subdivision | VILLAGE TERRACE |
| Legal Phase | 2 |
| Legal Lot Number | 6-7 |
| Jurisdiction | BOONE KY |
| Township / Civil Division | FLORENCE |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 70318 |
Source: Boone County records · APN 051.01-09-006.00
Assessment roll updated November 24, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1864 CEDAR TER, FLORENCE, KY 41042-7955 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 18, 2025 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Nov 29, 2022 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Sep 15, 2021 | Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 21, 2016 · Amount on Record |
| Deed Sale | Dec 21, 2016 · Amount on Record |
| Deed Document Number | 2016717296 |
| Deed Book / Page | 1082 / 555 |
| Prior Transfer Date | Mar 26, 2014 |
| Prior Transfer Doc | D1035/156 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOONE KY |
| Property Address | 1864 CEDAR TER, FLORENCE, KY 41042-7955 |
| Transaction Type | Mortgage |
| Record Updated | Dec 05, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1864 CEDAR TER, FLORENCE, KY 41042-7955 |
| Document Number | 0M4872/868 |
|---|---|
| Date | Nov 18, 2025 |
| Book Page | M4872/868 |
| Instrument | 1192570 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Dec 01, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOONE KY |
| Property Address | 1864 CEDAR TER, FLORENCE, KY 41042-7955 |
| Transaction Type | Mortgage |
| Record Updated | Dec 13, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0M4647/464 |
|---|---|
| Date | Nov 29, 2022 |
| Book Page | M4647/464 |
| Instrument | 908987 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOONE KY |
| Property Address | 1864 CEDAR TER, FLORENCE, KY 41042-7955 |
| Transaction Type | Mortgage |
| Record Updated | Oct 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | M4516/226 |
|---|---|
| Date | Sep 15, 2021 |
| Book Page | M4516/226 |
| Instrument | 847907 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|---|
| Type | Mortgage Company |
| Address | VIRGINIA BEACH, VA 23452 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Aug 01, 2051 |
Source: Boone County records · Assessment roll updated November 24, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Boone County |
| Municipality | Florence City |
| Unified School District | Boone County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,560.00 (-2.07%) | $161,000 (-) Building $161,000 | |
| 2024 | $161,000 (-) Building $161,000 | ||
| 2023 | $1,593.00 (+4.46%) | $161,000 (-) Building $161,000 | $161,000 (-) Building $161,000 |
| 2022 | $1,525.00 | $161,000 Building $161,000 | $161,000 Building $161,000 |
Source: FEMA National Flood Hazard Layer as of March 21, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cincinnati Bell Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 177 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | FLORENCE WATER & SEWER serves 29,351 people |
|---|---|
| Water Source | Purchased surface water from BOONE-FLORENCE WATER COMMISSION |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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