Boone County property record for 1840 Cedar Ter, Florence, KY 41042 · Last verified April 2026
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2.5 ba · 1,612 sqft · built 2021 |
| Lot Size | 0.079 acres (3,467 sqft) |
| Owner | Individual Name on File |
| Last Sale | $217,000 (Jun 2021) |
| Tax Bill | $2,076 (2025) |
| Deeds & Mortgages | Jun 2020 Construction Loan Jun 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 051.01-09-012.00 |
| Primary APN | 051.01-09-012.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,612 sqft Finished Area |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Lot Area | 3,467 sqft (0.079 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | A/C Office Only |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 1840 CEDAR TER |
|---|---|
| City | FLORENCE |
| State | KY |
| Zip | 41042-7955 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | LOT 12 PHASE II REPLAT OF LOT 7 VILLAGE TERRACE (0.0796 AC) |
| Legal Subdivision | VILLAGE TERRACE PH II |
| Legal Phase | 2 |
| Legal Lot Number | 7,12 |
| Jurisdiction | BOONE KY |
| Township / Civil Division | FLORENCE |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 70318 |
Source: Boone County records · APN 051.01-09-012.00
Assessment roll updated November 24, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1840 CEDAR TER, FLORENCE, KY 41042-7955 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 30, 2020 | Deed of Trust, Mortgage · Construction Mortgage HERITAGE BANK |
| Jun 18, 2021 | Warranty Deed, Transfer · Conventional Mortgage GUARDIAN SAVINGS BANK |
| Jun 30, 2020 | Deed, Transfer KENTUCKY LAND TITLE AGENCY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 18, 2021 · Amount on Record |
| Deed Sale | Jun 18, 2021 · Amount on Record |
| Prior Sale | Jun 30, 2020 · Amount on Record |
| Deed Document Number | 2021838900 |
| Deed Book / Page | 1167 / 936 |
| Prior Transfer Date | Jun 25, 2020 |
| Prior Transfer Doc | 0D1146/644 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOONE KY |
| Property Address | 1840 CEDAR TER, FLORENCE, KY 41042-7955 |
| Transaction Type | Mortgage |
| Record Updated | Aug 09, 2022 |
| Title Company | KENTUCKY LAND TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 0M4311/933 |
|---|---|
| Date | Jun 30, 2020 |
| Book Page | M4311/933 |
| Instrument | 805207 |
| Name | HERITAGE BANK |
|---|---|
| Type | Bank |
| Address | ERLANGER, KY 41018 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 61 Months |
| Due | Jul 01, 2025 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BOONE KY |
| Recording Date | Jun 18, 2021 |
| Property Address | 1840 CEDAR TER, FLORENCE, KY 41042-7955 |
| Document Number | 0D1167/936 |
| Book / Page | D1167 / 936 |
| Map Reference | CAB 5 SL 293 |
| Instrument Date | Jun 16, 2021 |
| Instrument | 838900 |
| Transaction Type | Transfer |
| Record Updated | Aug 09, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 520 GRAVES AVE STE 204, 520, ERLANGER, KY 41018-3307 |
| Name | Verified Name |
|---|---|
| Address | 1840 CEDAR TER, FLORENCE, KY 41042-7955 |
| Document Number | 0000838901 |
|---|---|
| Date | Jun 18, 2021 |
| Instrument | 838901 |
| Name | GUARDIAN SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BOONE KY |
| Recording Date | Jun 30, 2020 |
| Property Address | 1840 CEDAR TER, FLORENCE, KY 41042-7955 |
| Document Number | 0D1146/644 |
| Book / Page | D1146 / 644 |
| Map Reference | CAB 5 SL 293 |
| Instrument Date | Jun 25, 2020 |
| Instrument | 805206 |
| Transaction Type | Transfer |
| Record Updated | Aug 09, 2022 |
| Title Company | KENTUCKY LAND TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 510 GRAVES AVE STE 206, 206, ERLANGER, KY 41018-3309 |
Source: Boone County records · Assessment roll updated November 24, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Boone County |
| Municipality | Florence City |
| Unified School District | Boone County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,076.00 (-2.12%) | $217,000 (-) Land $20,000 Building $197,000 | |
| 2024 | $217,000 (-) Land $20,000 Building $197,000 | ||
| 2023 | $2,121.00 (+3.16%) | $217,000 (-) Land $20,000 Building $197,000 | $217,000 (-) Land $20,000 Building $197,000 |
| 2022 | $2,056.00 | $217,000 Land $20,000 Building $197,000 | $217,000 Land $20,000 Building $197,000 |
Source: FEMA National Flood Hazard Layer, Boone County (21015C), updated March 21, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 210150703181, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 177 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Cincinnati Bell | Fiber | 3,000 / 3,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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