1844 Westerham Ave, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1844 Westerham Ave, Saint Cloud, FL 34771 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	4 Baths
Year Built	Built 2016
Square Footage	2,822 sqft Heated Area
Lot Size	10,019 sqft (0.23 acres)
Occupancy	Owner Occupied
Last Sale	$520,500 (2022)
Tax Bill	$6,841.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`042631017200010390`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Partial Baths	1 Partial Baths
Building Area	2,822 sqft Heated Area
Gross Area	3,795 sqft Gross Area
1st Floor	2,822 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2016
Exterior Material	Concrete Block Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	10,019 sqft (0.23 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Finished Garage
Garage Area	598 sqft Garage
Porch	Open Porch
Porch Area	375 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	1844 WESTERHAM AVE
City	SAINT CLOUD
State	FL
Zip	34771-7690
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LANCASTER PARK EAST PH 1 PB 24 PG 97-103 LOT 39
Legal Range	31E
Legal Township	26S
Legal Section	04
Legal Subdivision	LANCASTER PARK
Legal Phase	1
Legal Tract	172
Legal Lot Number	39
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	3
Census Block	3028
Census Tract	43700

Owner

Source: Osceola County records · APN 042631017200010390

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1844 WESTERHAM AVE, SAINT CLOUD, FL 34771-7690
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 07, 2022 · Amount on Record
Deed Sale	Nov 07, 2022 · Amount on Record
Deed Doc Number	2022163388
Deed Book / Page	6312 / 964
Record Refreshed	Jun 08, 2026

November 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Nov 07, 2022
Property Address	1844 WESTERHAM AVE, SAINT CLOUD, FL 34771-7690
Document Number	0063120964
Book / Page	6312 / 964
Map Reference	MB 24 PG 97
Instrument Date	Oct 31, 2022
Instrument	2022163388
Transaction Type	Transfer
Record Updated	Nov 22, 2022
Title Company	LENNAR TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,643.50
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6675 WESTWOOD BLVD # 5, 6675, ORLANDO, FL 32821-8061

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1644 WESTERHAM AVENUE, SAINT CLOUD, FL 34771

Mortgage

Document Number	0006312968
Date	Nov 07, 2022
Instrument	6312/968

Lender

Name	LENNAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2052

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,841.00 (-6.72%) Homeowner's exemption	$425,100 (-5.41%) Land $78,800 Building $346,300	$425,100 (-5.41%) Land $78,800 Building $346,300
2023	$7,334.00 (+19.8%) Homeowner's exemption	$449,400 (+14.58%) Land $68,200 Building $381,200	$449,400 (+14.58%) Land $68,200 Building $381,200
2022	$6,122.00	$392,200 Land $68,200 Building $324,000	$392,200 Land $68,200 Building $324,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft

Wildfire

Wildfire Risk	Moderate above 63% of the US · above 39% of Florida
Wildfire Likelihood	About 1 in 448 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.