Osceola County property record for 1839 Westerham Ave, Saint Cloud, FL 34771 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2016 |
| Square Footage | 2,662 sqft Heated Area |
| Lot Size | 8,712 sqft (0.2 acres) |
| Garage | Finished, 447 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $4,544.00 (2025) |
| Primary APN | 042631017200010090 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,662 sqft Heated Area |
| Gross Area | 3,311 sqft Gross Area |
| 1st Floor | 2,662 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2016 |
|---|---|
| Exterior Material | Concrete Block Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 8,712 sqft (0.2 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 447 sqft Garage |
| Fence | Fence |
| Porch | Open Porch |
| Porch Area | 202 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 1839 WESTERHAM AVE |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-7691 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LANCASTER PARK EAST PH 1 PB 24 PG 97-103 LOT 9 |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 04 |
| Legal Subdivision | LANCASTER PARK |
| Legal Phase | 1 |
| Legal Tract | 172 |
| Legal Lot Number | 9 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 3 |
| Census Block | 3026 |
| Census Tract | 43700 |
Source: Osceola County records · APN 042631017200010090
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 1839 WESTERHAM AVE, SAINT CLOUD, FL 34771-7691 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 02, 2018 | Grant Deed, Transfer NORTH AMERICAN TITLE |
| Mar 30, 2018 | Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI) CALATLANTIC MTG INC |
| Deed Names | 3 Verified Names on Deed |
|---|---|
| Last Sale | May 02, 2018 |
| Deed Sale | May 02, 2018 |
| Deed Doc Number | 2018069571 |
| Deed Book / Page | 5326 / 1557 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | May 02, 2018 |
| Property Address | 1839 WESTERHAM AVE, SAINT CLOUD, FL 34771-7691 |
| Document Number | 0053261557 |
| Book / Page | 005326 / 001557 |
| Instrument Date | Mar 30, 2018 |
| Instrument | 69571 |
| Transaction Type | Transfer |
| Record Updated | Jun 04, 2018 |
| Title Company | NORTH AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 1839 WESTERHAM AVE ST CLOUD FL 347717691, ST CLOUD, FL 34771-7691 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1839 WESTERHAM AVE, SAINT CLOUD, FL 34771-7691 |
| Document Number | 0053261559 |
| Instrument Date | Mar 30, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 30, 2018 |
| Title Company | NORTH AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 3889 COVINGTON DR ST CLOUD FL 347728556, ST CLOUD, FL 34772-8556 |
| Document Number | 0053261559 |
|---|---|
| Date | May 02, 2018 |
| Book Page | 005326/001559 |
| Instrument | 69572 |
| Name | CALATLANTIC MTG INC |
|---|---|
| Address | SCOTTSDALE, AZ 85255 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2048 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,544.00 (+6.07%) Homeowner's exemption | $296,781 (+5.99%) | $400,100 (-5.17%) Land $78,800 Building $321,300 |
| 2023 | $4,284.00 (+3.48%) Homeowner's exemption | $280,017 (+3%) | $421,900 (+14.34%) Land $68,200 Building $353,700 |
| 2022 | $4,140.00 Homeowner's exemption | $271,862 | $369,000 Land $68,200 Building $300,800 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Wildfire Risk | Moderate above 63% of the US · above 39% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 448 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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