Osceola County property record for 1841 Westerham Ave, Saint Cloud, FL 34771 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 6 Beds |
| Bathrooms | 3.5 Baths |
| Year Built | Built 2018 |
| Square Footage | 3,099 sqft Living Area |
| Lot Size | 8,712 sqft (0.2 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $318,200 (2018) |
| Tax Bill | $5,107.00 (2024) |
| Primary APN | 04-26-31-0172-0001-0080 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 3,099 sqft Living Area |
| Gross Area | 4,118 sqft Gross Area |
| 1st Floor | 1,755 sqft 1st Floor |
| Upper Floors | 1,344 sqft Upper Floors |
| Stories | 2 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Conventional Style |
| Exterior Material | Concrete Block Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 8,712 sqft (0.2 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 669 sqft Garage |
| Porch Area | 50 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Central Heating |
| Street Address | 1841 WESTERHAM AVE |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-7691 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LANCASTER PARK EAST PH 1 PB 24 PG 97-103 LOT 8 |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 04 |
| Legal Subdivision | LANCASTER PARK EAST PH 1 |
| Legal Phase | 1 |
| Legal Tract | 172 |
| Legal Block | 80 |
| Legal Lot Number | 8 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 3 |
| Census Block | 3026 |
| Census Tract | 43700 |
Source: Osceola County records · APN 04-26-31-0172-0001-0080
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1841 WESTERHAM AVE, SAINT CLOUD, FL 34771-7691 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 07, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Dec 26, 2018 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage WEI MORTGAGE CORPORATION |
| Apr 19, 2021 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Aug 23, 2019 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage LAKEVIEW LN SERVICING |
| Apr 27, 2018 | Grant Deed, Transfer · Federal Housing Administration (FHA) Mortgage CALIBER HM LOANS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 27, 2018 · Amount on Record |
| Deed Sale | Apr 27, 2018 · Amount on Record |
| Prior Sale | Oct 01, 2016 · Amount on Record |
| Deed Doc Number | 201867706 |
| Deed Book / Page | 5324 / 2008 |
| Last Transfer Date | Apr 12, 2021 |
| Transfer Doc | 0059381072 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1841 WESTERHAM AVE, SAINT CLOUD, FL 34771-7691 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | STEWART TTL GUARANTY COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0062960460 |
|---|---|
| Date | Oct 07, 2022 |
| Book Page | 6296/460 |
| Instrument | 2022149079 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1841 WESTERHAM AVE, SAINT CLOUD, FL 34771-7691 |
| Transaction Type | Mortgage |
| Record Updated | Jun 10, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0054541671 |
|---|---|
| Date | Dec 26, 2018 |
| Book Page | 5454/1671 |
| Instrument | 2018187663 |
| Name | WEI MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | MC LEAN, VA 22102 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Jan 01, 2048 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Apr 19, 2021 |
| Property Address | 1841 WESTERHAM AVE, SAINT CLOUD, FL 34771-7691 |
| Document Number | 0059381072 |
| Book / Page | 5938 / 1072 |
| Map Reference | MB 24 PG 97-103 |
| Instrument Date | Apr 12, 2021 |
| Instrument | 2021058782 |
| Transaction Type | Transfer |
| Record Updated | Jun 10, 2021 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1841 WESTERHAM AVE, SAINT CLOUD, FL 34771-7691 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1841 WESTERHAM AVE, SAINT CLOUD, FL 34771-7691 |
| Document Number | 0055802945 |
| Instrument Date | Aug 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 10, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 1841 WESTERHAM AVE ST CLOUD FL 347717691, ST CLOUD, FL 34771-7691 |
| Document Number | 0055802945 |
|---|---|
| Date | Aug 28, 2019 |
| Book Page | 005580/002945 |
| Instrument | 111870 |
| Name | LAKEVIEW LN SERVICING |
|---|---|
| Type | Funding / Finance Company |
| Address | CORAL GABLES, FL 33146 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 27, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Apr 27, 2018 |
| Property Address | 1841 WESTERHAM AVE, SAINT CLOUD, FL 34771-7691 |
| Document Number | 0053242008 |
| Book / Page | 005324 / 002008 |
| Instrument Date | Apr 25, 2018 |
| Instrument | 67706 |
| Transaction Type | Transfer |
| Record Updated | May 28, 2018 |
| Title Company | NORTH AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $227.40 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1841 WESTERHAM AVE ST CLOUD FL 347717691, ST CLOUD, FL 34771-7691 |
| Document Number | 53242010 |
|---|---|
| Date | Apr 27, 2018 |
| Book Page | 005324/002010 |
| Instrument | 67707 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 26, 2048 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,282.00 (+3.43%) Homeowner's exemption | $337,985 (+5.99%) | $445,200 (-2.09%) Land $78,800 Building $366,400 |
| 2024 | $5,107.00 (+2.47%) | ||
| 2023 | $4,984.00 (+3.4%) Homeowner's exemption | $318,894 (+3%) | $454,700 (+14.48%) Land $68,200 Building $386,500 |
| 2022 | $4,820.00 Homeowner's exemption | $309,606 | $397,200 Land $68,200 Building $329,000 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Wildfire Risk | Moderate above 63% of the US · above 39% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 448 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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