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1843 Westerham Ave, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1843 Westerham Ave, Saint Cloud, FL 34771 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms4 Baths
Year BuiltBuilt 2018
Square Footage2,932 sqft Heated Area
Lot Size8,712 sqft (0.2 acres)
OccupancyOwner Occupied
Last Sale$371,100 (2018)
Tax Bill$4,897.00 (2025)

Property Details

APN / Parcel Number

Primary APN042631017200010070

Interior

Bedrooms4 Beds
Full Baths4 Baths
Partial Baths1 Partial Baths
Building Area2,932 sqft Heated Area
Gross Area3,785 sqft Gross Area
1st Floor2,932 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2018
Exterior MaterialConcrete Block Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area8,712 sqft (0.2 acres)
Parking Spaces2 Parking Spaces
Garage TypeFinished Garage
Garage Area488 sqft Garage
FenceFence
PorchOpen Porch
Porch Area365 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address1843 WESTERHAM AVE
CitySAINT CLOUD
StateFL
Zip34771-7691
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLANCASTER PARK EAST PH 1 PB 24 PG 97-103 LOT 7
Legal Range31E
Legal Township26S
Legal Section04
Legal SubdivisionLANCASTER PARK
Legal Phase1
Legal Tract172
Legal Lot Number7
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup3
Census Block3026
Census Tract43700

Owner

Source: Osceola County records · APN 042631017200010070

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1843 WESTERHAM AVE, SAINT CLOUD, FL 34771-7691
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 09, 2022Deed of Trust, Mortgage · Line of Credit
LENDAGE LLC
Oct 25, 2018Grant Deed, Transfer · Conventional Mortgage
ANGEL OAK HM LOANS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 25, 2018 · Amount on Record
Deed SaleOct 25, 2018 · Amount on Record
Deed Doc Number2018159731
Deed Book / Page5423 / 0665
Record RefreshedJun 08, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address1843 WESTERHAM AVE, SAINT CLOUD, FL 34771-7691
Transaction TypeMortgage
Record UpdatedMay 23, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1843 WESTERHAM AVE, SAINT CLOUD, FL 34771-7691

Mortgage

Document Number0062101819
DateMay 09, 2022
Book Page6210/1819
Instrument2022073655
Lender
NameLENDAGE LLC
TypeMortgage Company
AddressFLINT, MI 48501
Agreement
TypeLine of Credit
AmountAmount Recorded
Term181 Months
DueJun 01, 2037
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

October 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionOSCEOLA FL
Recording DateOct 25, 2018
Property Address1843 WESTERHAM AVE, SAINT CLOUD, FL 34771-7691
Document Number0054230665
Book / Page005423 / 000665
Instrument DateOct 24, 2018
Instrument159731
Transaction TypeTransfer
Record UpdatedNov 08, 2018
Title CompanyNORTH AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,597.70
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address1843 WESTERHAM AVE ST CLOUD FL 347717691, ST CLOUD, FL 34771-7691

Mortgage

Document Number54230667
DateOct 25, 2018
Book Page005423/000667
Instrument159732
Lender
NameANGEL OAK HM LOANS
AddressATLANTA, GA 30305
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 24, 2048

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,897.00 (+6.02%) Homeowner's exemption$316,504 (+5.99%)$422,700 (-1.9%) Land $78,800 Building $343,900
2023$4,619.00 (+3.45%) Homeowner's exemption$298,627 (+3%)$430,900 (+14.21%) Land $68,200 Building $362,700
2022$4,465.00 Homeowner's exemption$289,930$377,300 Land $68,200 Building $309,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 100 ft

Wildfire

Wildfire RiskModerate
above 63% of the US · above 39% of Florida
Wildfire LikelihoodAbout 1 in 448 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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