18425 E Hwy 88, Clements, CA 95227 Property Records

San Joaquin County property record for 18425 E Hwy 88, Clements, CA 95227

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,205 sqft · built 1890
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on File
Last Sale	$450,000 (Aug 2024)
Tax Bill	$4,671 (2026)
Deeds & Mortgages	Apr 2023 Transfer Oct 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`019-210-320-000`

Property Details

APN / Parcel Number

Primary APN	`019-210-320-000`
Alternative APN	`019-210-32`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,205 sqft Living Area
1st Floor Area	1,205 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1995
Construction Type	Wood
Lot Area	7,841 sqft (0.18 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Old Parcel Number	019-210-32
Street Address	18425 E HWY 88
City	CLEMENTS
State	CA
Zip	95227-7113
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	03-FM PT OF 019-210-06/PT TO 31/02070604
Legal Subdivision	CLEMENTS
Legal Block	1
Legal Lot Number	6
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	LOCKEFORD
Census Block Group	1
Census Block	1043
Census Tract	4703

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	18425 E HWY 88, CLEMENTS, CA 95227-7113
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2023	Intrafamily Transfer, Transfer
Oct 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 24, 2021	Intrafamily Transfer, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY
Mar 24, 2021	Grant Deed, Transfer · Conventional Mortgage BAY EQUITY LLC
Mar 23, 2018	Grant Deed, Transfer FIRST AMERICAN TITLE COMPANY
Mar 23, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 29, 2024 · Amount on File
Deed Sale	Aug 29, 2024 · Amount on File
Prior Sale	Mar 24, 2021 · Amount on File
Deed Document Number	202472771
Prior Transfer Date	Mar 18, 2021
Prior Transfer Doc	0000052597
Record Updated	Oct 29, 2026

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	Apr 19, 2023
Property Address	18425 E HWY 88, CLEMENTS, CA 95227-7113
Document Number	0000030158
Map Reference	MB 3 PG 1
Instrument Date	Apr 13, 2023
Instrument	2023-030158
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	PO BOX 685, CLEMENTS, CA 95227-0685

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	18425 E HWY 88, CLEMENTS, CA 95227-7113
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18425 E HWY 88, CLEMENTS, CA 95227-7113

Mortgage

Document Number	0000165094
Date	Oct 1, 2021
Instrument	2021-165094

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	Mar 24, 2021
Property Address	18425 E HWY 88, CLEMENTS, CA 95227-7113
Document Number	0000052597
Map Reference	MB 3 PG 1
Instrument Date	Mar 18, 2021
Instrument	2021-052597
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 685, CLEMENTS, CA 95227-0685

March 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Mar 24, 2021
Property Address	18425 E HWY 88, CLEMENTS, CA 95227-7113
Document Number	0000052598
Map Reference	MB 3 PG 1
Instrument Date	Mar 12, 2021
Instrument	2021-052598
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 685, CLEMENTS, CA 95227-0685

Mortgage

Document Number	0000052599
Date	Mar 24, 2021
Instrument	2021-052599

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Mar 23, 2018
Property Address	18425 E HWY 88, CLEMENTS, CA 95227-7113
Document Number	0000032154
Map Reference	MB 3 PG 1
Instrument Date	Mar 21, 2018
Instrument	2018-032154
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 186, AMADOR CITY, CA 95601-0186

March 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	Mar 23, 2018
Property Address	18425 E HWY 88, CLEMENTS, CA 95227-7113
Document Number	0000032155
Map Reference	MB 3 PG 1
Instrument Date	Mar 21, 2018
Instrument	2018-032155
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18425 E STATE ROUTE 88 HWY, CLEMENTS, CA 95227-7113

Mortgage

Document Number	0000032156
Date	Mar 23, 2018
Instrument	2018-032156

Lender

Name	AMERICAN PACIFIC MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2048

Mortgage

Document Number	0000032156
Date	Mar 23, 2018
Instrument	2018-032156

Lender

Name	AMERICAN PACIFIC MORTGAGE
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Unified School District	Lodi Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,671.00 (+1.61%)
2025	$4,597.00 (+9.11%)	$355,000 (+7.3%) Land $125,000 Building $230,000
2023	$4,213.00 (+3.46%)	$330,847 Land $124,848 Building $205,999	$435,780
2022	$4,072.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	2 (1998–2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Feb 2017 · Severe Winter Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 72% of California
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEMENTS WATER WORKS #43 serves 264 people · EPA ID CA3900504
Water Source	Groundwater
Last State Inspection	Apr 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Softcom Internet Communications Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Frontier, T-Mobile, Xfinity.

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