18424 Gray Oak Dr, Rough And Ready, CA 95975 Property Records

Nevada County property record for 18424 Gray Oak Dr, Rough And Ready, CA 95975

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,135 sqft · built 1997
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on Record
Last Sale	$710,000 (Sep 2025)
Tax Bill	$5,614 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Jan 2024 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`051-230-013-000`

Property Details

APN / Parcel Number

Primary APN	`051-230-013-000`
Alternative APN	`51-230-13-000`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,135 sqft Living Area
1st Floor Area	2,135 sqft
2nd Floor Area	264 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Traditional
Lot Area	217,800 sqft
Terrain	Rolling
View / Lot	Average
Garage Type	Attached
Garage Area	850 sqft
Parking Spaces	3 Parking Spaces
Pool Type	Pool with Hot Tub/Spa
Porch	Porch
Patio Area	500 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Well

Location & Zoning

Old Parcel Number	51-230-13-000
Street Address	18424 GRAY OAK DR
City	ROUGH AND READY
State	CA
Zip	95975-9754
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG-5
Legal Description	PCL 3 PM 18/277
Legal Subdivision	DALE BLACKFORD
Legal Lot Number	3
Jurisdiction	NEVADA CA
Township / Civil Division	GRASS VALLEY
Census Block Group	3
Census Block	3038
Census Tract	404

Owner

Source: Nevada County records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	18424 GRAY OAK DR, ROUGH AND READY, CA 95975-9754
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2026	Deed of Trust, Mortgage · Conventional Mortgage ALLIED MORTGAGE CAPITAL CORPORATION
Jan 12, 2024	Deed of Trust, Mortgage · Line of Credit EL DORADO SAVINGS BANK
Sep 12, 2025	Grant Deed, Transfer · Conventional Mortgage RAPID MORTGAGE CAPITAL CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 12, 2025 · Amount on Record
Deed Sale	Sep 12, 2025 · Amount on Record
Prior Sale	Apr 12, 2010 · Amount on Record
Deed Document Number	202514264
Prior Transfer Date	Aug 13, 2003
Prior Transfer Doc	0000042939
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEVADA CA
Recording Date	Apr 17, 2026
Property Address	18424 GRAY OAK DR, ROUGH AND READY, CA 95975-9754
Document Number	0000006006
Instrument Date	Apr 9, 2026
Instrument	20266006
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18424 GRAY OAK DR, ROUGH AND READY, CA 95975-9754

Mortgage

Document Number	0000006006,
Date	Apr 17, 2026
Instrument	20266006

Lender

Name	ALLIED MORTGAGE CAPITAL CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEVADA CA
Property Address	18424 GRAY OAK DR, ROUGH AND READY, CA 95975-9754
Transaction Type	Mortgage
Record Updated	Sep 29, 2025
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18424 GRAY OAK DR, ROUGH AND READY, CA 95975-9754

Mortgage

Document Number	0000000758
Date	Jan 12, 2024
Instrument	20240000758

Lender

Name	EL DORADO SAVINGS BANK
Type	Bank
Address	PLACERVILLE, CA 95667

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NEVADA CA
Recording Date	Sep 12, 2025
Property Address	18424 GRAY OAK DR, ROUGH AND READY, CA 95975-9754
Document Number	0000014264
Map Reference	MB 18 PG 277
Instrument Date	Sep 10, 2025
Instrument	20250014264
Transaction Type	Transfer
Record Updated	Sep 29, 2025
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TITLE CO OF CA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18424 GRAY OAK DR, ROUGH AND READY, CA 95975-9754

Mortgage

Document Number	0000014265
Date	Sep 12, 2025
Instrument	20250014265

Lender

Name	RAPID MORTGAGE CAPITAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

Tax Assessment & Valuation

Source: Nevada County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	California
County	Nevada County
Elementary School District	Penn Valley Union Elementary School District (KG - 08)
Secondary School District	Nevada Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$710,000 (+37.55%) Land $150,000 Building $560,000
2025	$5,614.00 (+2.22%) Homeowner's exemption	$516,186 (+4.04%) Land $129,073 Building $387,113
2024	$5,492.00 (+1.95%)
2023	$5,387.00 (+2.12%) Homeowner's exemption	$496,144 Land $124,062 Building $372,082	$763,110
2022	$5,275.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 80% of the US · above 58% of California
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Succeed.Net Fixed Wireless	100 / 50
SmarterBroadband Fixed Wireless	100 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, DigitalPath.

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