18300 Gray Oak Dr, Rough And Ready, CA 95975 Property Records

Nevada County property record for 18300 Gray Oak Dr, Rough And Ready, CA 95975

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 3,235 sqft · built 1979
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$451,000 (Apr 2013)
Tax Bill	$6,097 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`051-230-010-000`

Property Details

APN / Parcel Number

Primary APN	`051-230-010-000`
Alternative APN	`51-230-10-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	3,235 sqft Living Area
1st Floor Area	3,235 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 2006
Architectural Style	Traditional
Lot Area	217,800 sqft
View / Lot	Average
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Patio Area	384 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Well

Location & Zoning

Old Parcel Number	51-230-10-000
Street Address	18300 GRAY OAK DR
City	ROUGH AND READY
State	CA
Zip	95975-9754
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG-5
Legal Description	PCL 4 PM 13/45
Legal Subdivision	OSCEOLA SUBDIVISION
Legal Lot Number	3,4
Jurisdiction	NEVADA CA
Township / Civil Division	GRASS VALLEY
Census Block Group	3
Census Block	3039
Census Tract	404

Owner

Source: Nevada County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	18300 GRAY OAK DR, ROUGH AND READY, CA 95975-9754
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2025	Deed of Trust, Mortgage · Line of Credit PARAMOUNT RESIDENTIAL MORTGAGE GROUP
Nov 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 5, 2013 · Amount on Record
Deed Sale	Apr 5, 2013 · Amount on Record
Prior Sale	May 29, 2012 · Amount on Record
Deed Document Number	20139767
Prior Transfer Date	Sep 21, 2006
Prior Transfer Doc	0000037171
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEVADA CA
Property Address	18300 GRAY OAK DR, ROUGH AND READY, CA 95975-9754
Transaction Type	Mortgage
Record Updated	Oct 27, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18300 GRAY OAK DR, ROUGH AND READY, CA 95975-9754

Mortgage

Document Number	0000015966
Date	Oct 14, 2025
Instrument	20250015966

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROUP
Type	Mortgage Company
Address	CORONA, CA 92879

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 13, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEVADA CA
Property Address	18300 GRAY OAK DR, ROUGH AND READY, CA 95975-9754
Transaction Type	Mortgage
Record Updated	Jul 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18300 GRAY OAK DR, ROUGH AND READY, CA 95975-9754

Mortgage

Document Number	0000032556
Date	Nov 25, 2020
Instrument	20200032556

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Nevada County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	California
County	Nevada County
Elementary School District	Penn Valley Union Elementary School District (KG - 08)
Secondary School District	Nevada Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$566,467 (+2%) Land $197,195 Building $369,272
2025	$6,097.00 (+2.2%)	$555,361 (+4.04%) Land $193,329 Building $362,032
2024	$5,966.00 (+1.91%)
2023	$5,854.00 (+2.09%)	$533,798 Land $185,823 Building $347,975	$806,040
2022	$5,734.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 53% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
SmarterBroadband Fixed Wireless	100 / 25
T-Mobile Fixed Wireless	100 / 20
DigitalPath Fixed Wireless	75 / 10

May also be available: Succeed.Net.

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