18420 Gray Oak Dr, Rough And Ready, CA 95975 Property Records

Nevada County property record for 18420 Gray Oak Dr, Rough And Ready, CA 95975

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,286 sqft · built 1979
Lot Size	10.4 acres (455,638 sqft)
Owner	2 Company Names on File
Last Sale	$745,000 (Apr 2019)
Tax Bill	$8,980 (2025)
Deeds & Mortgages	Feb 2020 Mortgage Apr 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`051-230-012-000`

Property Details

APN / Parcel Number

Primary APN	`051-230-012-000`
Alternative APN	`51-230-12-000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	3,286 sqft Living Area
1st Floor Area	2,434 sqft
2nd Floor Area	852 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1995
Architectural Style	Traditional
Lot Area	455,638 sqft
Terrain	Rolling
View / Lot	Average
Garage Type	Attached
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Patio Area	3,286 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Well

Location & Zoning

Old Parcel Number	51-230-12-000
Street Address	18420 GRAY OAK DR
City	ROUGH AND READY
State	CA
Zip	95975-9754
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG-5
Legal Description	PCL 2 PM 18-277
Legal Subdivision	PARCEL MAP FOR DALE BLACKFORD
Legal Lot Number	2
Jurisdiction	NEVADA CA
Township / Civil Division	GRASS VALLEY
Census Block Group	3
Census Block	3038
Census Tract	404

Owner

18420 Gray Oak Dr is owned by a company that acquired it in July 2024.

Source: Nevada County records, as of July 7, 2026

Owner of Record	2 Company Names on File
Mailing Address	18420 GRAY OAK DR, ROUGH AND READY, CA 95975-9754
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage MR COOPER
Apr 1, 2019	Grant Deed, Transfer · Conventional Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 2019 · Amount on File
Deed Sale	Apr 1, 2019 · Amount on File
Prior Sale	Oct 24, 2016 · Amount on File
Deed Document Number	20195747
Last Transfer Date	Jul 24, 2024
Transfer Doc	0000012790
Record Updated	Sep 20, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEVADA CA
Property Address	18420 GRAY OAK DR, ROUGH AND READY, CA 95975-9754
Document Number	0000005512
Instrument Date	Feb 27, 2020
Transaction Type	Mortgage
Record Updated	Mar 31, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	464 LILAC LN CHICO CA 959261749, CHICO, CA 95926-1749

Mortgage

Document Number	0000005512
Date	Mar 10, 2020
Instrument	5512

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 9, 2050

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NEVADA CA
Recording Date	Apr 1, 2019
Property Address	18420 GRAY OAK DR, ROUGH AND READY, CA 95975-9754
Document Number	0000005747
Map Reference	MB 18 PG 277
Instrument Date	Mar 28, 2019
Instrument	20190005747
Transaction Type	Transfer
Record Updated	Aug 23, 2021
Title Company	FIRST AMERICAN TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	18420 GRAY OAK DR, ROUGH AND READY, CA 95975-9754
Investor	Possibly a Property Investor

Mortgage

Document Number	0000005748
Date	Apr 1, 2019
Instrument	20190005748

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 18420 Gray Oak Dr was $8,980.

Source: Nevada County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	California
County	Nevada County
Elementary School District	Penn Valley Union Elementary School District (KG - 08)
Secondary School District	Nevada Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$847,675 (+2%) Land $233,252 Building $614,423
2025	$8,980.00	$831,055 Land $228,679 Building $602,376
2023	$8,623.00 (+2.1%)	$798,786 Land $219,800 Building $578,986	$916,110
2022	$8,446.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18420 Gray Oak Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 18420 Gray Oak Dr is high, ranking above 80% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 80% of the US · above 58% of California
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Succeed.Net Fixed Wireless	100 / 50
SmarterBroadband Fixed Wireless	100 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, DigitalPath.

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