18240 Gray Oak Dr, Rough And Ready, CA 95975 Property Records

Nevada County property record for 18240 Gray Oak Dr, Rough And Ready, CA 95975

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 957 sqft · built 1960
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on File
Last Sale	$380,000 (Feb 2022)
Tax Bill	$4,506 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Dec 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`051-100-009-000`

Property Details

APN / Parcel Number

Primary APN	`051-100-009-000`
Alternative APN	`51-100-09-000`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	957 sqft Living Area
1st Floor Area	957 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Traditional
Lot Area	217,800 sqft
View / Lot	Average
Garage Type	Carport
Garage Area	280 sqft
Carport	Carport
Carport Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Patio Area	957 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Floor/Wall Furnace
Water Source	Well

Location & Zoning

Old Parcel Number	51-100-09-000
Street Address	18240 GRAY OAK DR
City	ROUGH AND READY
State	CA
Zip	95975-9754
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG-5
Legal Description	PCL 1 OF PM 10/35
Legal Subdivision	PARCEL MAP FOR JOHN GLIKO
Legal Lot Number	1
Jurisdiction	NEVADA CA
Township / Civil Division	GRASS VALLEY
Census Block Group	3
Census Block	3038
Census Tract	404

Owner

18240 Gray Oak Dr is owned and occupied by two individuals who acquired it in April 2024.

Source: Nevada County records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	18240 GRAY OAK DR, ROUGH AND READY, CA 95975-9754
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2022	Grant Deed, Transfer · Conventional Mortgage CHANGE LENDING LLC
Dec 3, 2020	Grant Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
May 25, 2017	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2022 · Amount on File
Deed Sale	Feb 28, 2022 · Amount on File
Prior Sale	Dec 3, 2020 · Amount on File
Deed Document Number	20224599
Last Transfer Date	Apr 16, 2024
Transfer Doc	0000009081
Record Updated	Oct 29, 2026

February 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NEVADA CA
Recording Date	Feb 28, 2022
Property Address	18240 GRAY OAK DR, ROUGH AND READY, CA 95975-9754
Document Number	0000004599
Map Reference	MB 10 PG 35
Instrument Date	Feb 24, 2022
Instrument	20220004599
Transaction Type	Transfer
Record Updated	Jul 21, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	18240 GRAY OAK DR, ROUGH AND READY, CA 95975-9754

Mortgage

Document Number	0000004600
Date	Feb 28, 2022
Instrument	20220004600

Lender

Name	CHANGE LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NEVADA CA
Recording Date	Dec 3, 2020
Property Address	18240 GRAY OAK DR, ROUGH AND READY, CA 95975-9754
Document Number	0000033424
Map Reference	MB 10 PG 35
Instrument Date	Nov 17, 2020
Instrument	20200033424
Transaction Type	Transfer
Record Updated	Jul 21, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	18240 GRAY OAK DR, ROUGH AND READY, CA 95975-9754

Mortgage

Document Number	0000033425
Date	Dec 3, 2020
Instrument	20200033425

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEVADA CA
Property Address	18240 GRAY OAK DR, ROUGH AND READY, CA 95975-9754
Document Number	0000011443
Instrument Date	May 25, 2017
Transaction Type	Mortgage
Record Updated	Mar 6, 2020
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1860 NEVADA CITY CA 959591860, NEVADA CITY, CA 95959-1860

Mortgage

Document Number	0000011443
Date	May 26, 2017
Instrument	11443

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 25, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 18240 Gray Oak Dr was $4,506.

Source: Nevada County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	California
County	Nevada County
Elementary School District	Penn Valley Union Elementary School District (KG - 08)
Secondary School District	Nevada Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$411,322 (+2%) Land $151,540 Building $259,782
2025	$4,506.00	$403,258 Land $148,569 Building $254,689
2023	$4,326.00 (-6.04%)	$387,600 Land $142,800 Building $244,800	$351,360
2022	$4,604.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18240 Gray Oak Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 18240 Gray Oak Dr is high, ranking above 78% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 78% of the US · above 55% of California
Wildfire Likelihood	0.5% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Succeed.Net Fixed Wireless	100 / 50
SmarterBroadband Fixed Wireless	100 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, DigitalPath.

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