1794 E Smith Rd, Bellingham, WA 98226 Property Records

Whatcom County property record for 1794 E Smith Rd, Bellingham, WA 98226

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,456 sqft · built 1990
Lot Size	4.69 acres (204,296 sqft)
Owner	Individual Name on Record
Last Sale	$725,000 (Sep 2023)
Tax Bill	$5,035 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Sep 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`20867`

Property Details

APN / Parcel Number

Primary APN	`20867`
Alternative APNs	`390326 115035 0000` `104174`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,456 sqft Living Area
1st Floor Area	2,184 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Architectural Style	Other
Exterior Material	Metal
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	204,296 sqft (4.69 acres)

Exterior Amenities

Porch	Porch
Porch Area	216 sqft
Deck Area	204 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	20867
Street Address	1794 E SMITH RD
City	BELLINGHAM
State	WA
Zip	98226-9593
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5A
Legal Description	E 330 FT OF W 660 FT OF S 660 FT OF E 1/2 SW 1/4 SW 1/4-LESS RDS-EXC PTN TO WHATCOM CO FOR RD DESC AF 940411218 76 TITAN S#40
Legal Range	03
Legal Township	39
Legal Section	26
Jurisdiction	WHATCOM WA
Township / Civil Division	FERNDALE
Census Block Group	2
Census Block	2027
Census Tract	10701

Owner

Source: Whatcom County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	2 Co-owners on Record
Mailing Address	1407 CRANBERRY CT, BELLINGHAM, WA 98226-7182
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2025	Deed of Trust, Mortgage · Conventional Mortgage RESICENTRAL LLC
Sep 1, 2023	Warranty Deed, Transfer · Conventional Mortgage EVERGREEN MONEYSOURCE MORTGAGE CO
Feb 3, 2023	Intrafamily Transfer, Transfer
Jan 30, 2023	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	4 Names on Deed
Last Sale	Sep 1, 2023 · Amount on Record
Deed Sale	Sep 1, 2023 · Amount on Record
Prior Sale	Feb 3, 2023
Deed Document Number	2023-0900088
Record Updated	Jun 8, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	1794 E SMITH RD, BELLINGHAM, WA 98226-9593
Transaction Type	Mortgage
Record Updated	Dec 5, 2025
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1794 E SMITH RD, BELLINGHAM, WA 98226-9593

Mortgage

Document Number	0001101971
Date	Nov 24, 2025
Instrument	2025-1101971

Lender

Name	RESICENTRAL LLC
Type	Mortgage Company
Address	LAND O LAKES, FL 34638

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Sep 1, 2023
Property Address	1794 E SMITH RD, BELLINGHAM, WA 98226-9593
Document Number	0000900088
Instrument Date	Aug 29, 2023
Instrument	2023-0900088
Transaction Type	Transfer
Record Updated	Sep 13, 2023
Title Company	CHICAGO TITLE COMPANY/WA, CHICAGO TITLE COMPANY OF WA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$11,965.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1407 CRANBERRY CT, BELLINGHAM, WA 98226-7182

Mortgage

Document Number	0000900089
Date	Sep 1, 2023
Instrument	2023-0900089

Lender

Name	EVERGREEN MONEYSOURCE MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2053

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WHATCOM WA
Recording Date	Feb 3, 2023
Property Address	1794 E SMITH RD, BELLINGHAM, WA 98226-9593
Document Number	0000200230
Instrument Date	Feb 2, 2023
Instrument	2023-0200230
Transaction Type	Transfer
Record Updated	Feb 13, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

January 2023: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	WHATCOM WA
Recording Date	Jan 30, 2023
Property Address	1794 E SMITH RD, BELLINGHAM, WA 98226-9593
Document Number	0000101755
Instrument Date	Jan 27, 2023
Instrument	2023-0101755
Transaction Type	Transfer
Record Updated	Feb 6, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1792 E BAKERVIEW RD, BELLINGHAM, WA 98226-9106

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Unified School District	Mount Baker School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,035.00 (+20.63%)	$648,520 (+7.92%) Land $299,617 Building $348,903	$648,520 (+7.92%) Land $299,617 Building $348,903
2022		$600,917 Land $348,979 Building $251,938	$600,917 Land $348,979 Building $251,938
2021	$4,174.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEER CREEK WATER ASSOC. private · serves 2,000 people · EPA ID WA5318418
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

Nearby Properties on E Smith Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures