1841 E River Rd, Cortland, NY 13045 Property Records

Cortland County and Cortlandville Town property record for 1841 E River Rd, Cortland, NY 13045

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,271 sqft · built 1946
Lot Size1.7 acres (74,052 sqft)
Owner2 Individual Names on Record
Last Sale$100,000 (May 2020)
Tax Bill$4,524 (2026)
Deeds & MortgagesMay 2020 Sale & Mortgage
Apr 2017 Transfer
Flood ZoneZone X (minimal risk)
APN112289 77.00-01-51.000

Property Details

APN / Parcel Number

Primary APN112289 77.00-01-51.000
Alternative APN
  • 228907700000010510000000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,271 sqft Living Area
1st Floor Area1,271 sqft

Exterior

Year BuiltBuilt 1946
Effective Year BuiltEffective 1946
Architectural StyleRanch
Exterior MaterialWood
Lot Area74,052 sqft (1.7 acres)

Exterior Amenities

PorchSlab
Porch Area484 sqft
Patio Area176 sqft
Shed1 Shed
Shed Area880 sqft
Canopy120 sqft
Pole BarnPole Barn

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Street Address1841 E RIVER RD
CityCORTLAND
StateNY
Zip13045-8719
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code04 - FARM
Legal Block1
Legal Lot Number51.000
JurisdictionCORTLAND NY
Township / Civil DivisionCORTLANDVILLE
Census Block Group1
Census Block1012
Census Tract970400

Owner

Source: Cortland County and Cortlandville Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1841 E RIVER RD, CORTLAND, NY 13045-8719
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 26, 2020Warranty Deed, Transfer · FHA Mortgage
NBT BANK NATIONAL ASSOCIATION
Apr 4, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 26, 2020 · Amount on Record
Deed SaleMay 26, 2020 · Amount on Record
Deed Document Number20202366
Prior Transfer DateJan 10, 2017
Prior Transfer Doc0000001532
Record UpdatedOct 29, 2026

May 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCORTLAND NY
Recording DateMay 26, 2020
Property Address1841 E RIVER RD, CORTLAND, NY 13045-8719
Document Number0000002366
Instrument DateMay 22, 2020
Instrument2020-02366
Transaction TypeTransfer
Record UpdatedApr 25, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1841 E RIVER RD, CORTLAND, NY 13045-8719

Mortgage

Document Number0000002367
DateMay 26, 2020
Instrument2020-02367
Lender
NameNBT BANK NATIONAL ASSOCIATION
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded

April 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCORTLAND NY
Recording DateApr 4, 2017
Property Address1841 E RIVER RD, CORTLAND, NY 13045-8719
Document Number0000001533
Instrument DateMar 31, 2017
Instrument1533
Transaction TypeTransfer
Record UpdatedMay 16, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3245 W RIVER RD CORTLAND NY 130459713, CORTLAND, NY 13045-9713

Tax Assessment & Valuation

Source: Cortland County and Cortlandville Town assessment roll, as of March 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyCortland County
County SubdivisionCortlandville Town
Unified School DistrictHomer Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,524.00 (+106.86%)
2025$2,187.00 (+2.01%)$99,600 (-) Land $20,300 Building $79,300$158,095 (+11.11%) Land $32,222 Building $125,873
2023$2,144.00$99,600 Land $20,300 Building $79,300$142,286 Land $29,000 Building $113,286

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 14 policies
Nearby Flood Policies14 in force
Nearby Flood Claims12 (1981–2013)
Claims Outside the SFHA3 of 12
Most Recent ClaimJul 2013 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jul 2013 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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