1678 E River Rd, Cortland, NY 13045 Property Records

Cortland County and Cortlandville Town property record for 1678 E River Rd, Cortland, NY 13045 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1 Baths
Year BuiltBuilt 1895
Square Footage840 sqft Living Area
Lot Size395,960 sqft (9.09 acres)
OccupancyOwner Occupied
Last Sale$160,000 (2023)
Tax Bill$2,305.00 (2025)

Owner

Source: Cortland County and Cortlandville Town records · APN 112289 77.00-07-10.000

Assessment roll updated March 30, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1678 E RIVER RD, CORTLAND, NY 13045-8716
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 08, 2026Quit Claim Deed, Transfer
NONE LISTED ON DOCUMENT
Sep 19, 2023Warranty Deed, Transfer · Stand Alone First Mortgage
PARAGON HOME LOANS INC
Sep 06, 2022Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
M & T BANK
Aug 02, 2018Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 19, 2023 · Amount on Record
Deed SaleSep 19, 2023 · Amount on Record
Prior SaleSep 06, 2022 · Amount on Record
Deed Doc Number20235827
Prior Transfer DateJun 27, 2016
Prior Transfer Doc0000003158
Record RefreshedSep 20, 2026

July 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCORTLAND NY
Recording DateJul 08, 2026
Property Address1678 E RIVER RD, CORTLAND, NY 13045-8716
Document Number0000003020
Instrument DateJul 08, 2026
Instrument20263020
Transaction TypeTransfer
Record UpdatedJul 30, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim Document

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1678 E RIVER RD, CORTLAND, NY 13045-8716

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCORTLAND NY
Recording DateSep 19, 2023
Property Address1678 E RIVER RD, CORTLAND, NY 13045-8716
Document Number0000005827
Instrument DateAug 16, 2023
Instrument2023-05827
Transaction TypeTransfer
Record UpdatedOct 10, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
AddressPO BOX 6, MARATHON, NY 13803-0006

Mortgage

Document Number0000005828
DateSep 19, 2023
Instrument2023-05828
Lender
NamePARAGON HOME LOANS INC
TypeMortgage Company
Agreement
TypeStand Alone First Mortgage
AmountAmount Recorded

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCORTLAND NY
Recording DateSep 06, 2022
Property Address1678 E RIVER RD, CORTLAND, NY 13045-8716
Document Number0000004886
Instrument DateSep 01, 2022
Instrument2022-04886
Transaction TypeTransfer
Record UpdatedSep 27, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address101 W MAIN ST APT C, C, CORTLAND, NY 13045-1153

Mortgage

Document Number0000004887
DateSep 06, 2022
Instrument2022-04887
Lender
NameM & T BANK
TypeBank
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCORTLAND NY
Recording DateAug 02, 2018
Property Address1678 E RIVER RD, CORTLAND, NY 13045-8716
Document Number0000004426
Instrument DateJul 31, 2018
Instrument2018-04426
Transaction TypeTransfer
Record UpdatedApr 25, 2022

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address2130 BETA DR # 21-H, 21H, CORTLAND, NY 13045-9660

Tax Assessment & Valuation

Source: Cortland County and Cortlandville Town records · Assessment roll updated March 30, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateNew York
CountyCortland County
County SubdivisionCortlandville Town
Unified School DistrictHomer Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,305.00 (+1.95%)$105,000 (-) Land $28,100 Building $76,900$166,667 (+11.11%) Land $44,603 Building $122,064
2023$2,261.00 (+15.59%)$105,000 (+10.53%) Land $28,100 Building $76,900$150,000 (+26.32%) Land $40,143 Building $109,857
2022$1,956.00$95,000 Land $28,100 Building $66,900$118,750 Land $35,125 Building $83,625

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cortland County (36023C), updated August 11, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 55% of New York
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN112289 77.00-07-10.000
Alternative APN
  • 228907700000070100000000

Interior

Bedrooms3 Beds
Full Baths1 Baths
Total Rooms6 Rooms
Building Area840 sqft Living Area
1st Floor640 sqft 1st Floor
Upper Floors200 sqft Upper Floors
Stories1 Stories

Exterior

Year BuiltBuilt 1895
Effective Year BuiltEffective 1895
Architectural StyleTraditional Style
Exterior MaterialAluminum/Vinyl Exterior
Lot Area395,960 sqft (9.09 acres)
Parking Spaces1 Parking Spaces
Garage TypeAttached Garage
Garage Area252 sqft Garage

Utilities and HVAC

Heating SystemForced Air with Air Conditioning Heating
Heating FuelOil Heating Fuel
SewageSeptic Sewage
Water SourceWell Water Source

Location & Zoning

Street Address1678 E RIVER RD
CityCORTLAND
StateNY
Zip13045-8716
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Block7
Legal Lot Number10.000
JurisdictionCORTLAND NY
Minor Civil DivisionCORTLANDVILLE
Census Blockgroup1
Census Block1014
Census Tract970400

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