1900 E River Rd, Cortland, NY 13045 Property Records

Cortland County and Cortlandville Town property record for 1900 E River Rd, Cortland, NY 13045 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,617 sqft · built 1990
Lot Size	7.19 acres (313,196 sqft)
Owner	Individual Name on File
Last Sale	$82,400 (Jan 2006)
Tax Bill	$2,854 (2025)
Deeds & Mortgages	Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`112289 77.00-07-02.000`

Property Details

APN / Parcel Number

Primary APN	`112289 77.00-07-02.000`
Alternative APN	`228907700000070020000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,617 sqft Living Area
1st Floor Area	1,617 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	313,196 sqft (7.19 acres)
Garage Type	Detached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	454 sqft
Canopy	390 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	1900 E RIVER RD
City	CORTLAND
State	NY
Zip	13045-8721
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	7
Legal Lot Number	2.000
Jurisdiction	CORTLAND NY
Township / Civil Division	CORTLANDVILLE
Census Block Group	1
Census Block	1014
Census Tract	970400

Owner

Source: Cortland County and Cortlandville Town records · APN 112289 77.00-07-02.000

Assessment roll updated March 30, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1900 E RIVER RD, CORTLAND, NY 13045-8721
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 23, 2006 · Amount on Record
Deed Sale	Jan 23, 2006 · Amount on Record
Deed Book / Page	10448 / 73001
Record Updated	Sep 20, 2026

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CORTLAND NY
Recording Date	Jun 24, 2020
Property Address	1900 E RIVER RD, CORTLAND, NY 13045-8721
Document Number	0000002869
Instrument Date	Jun 12, 2020
Instrument	2869
Transaction Type	Transfer
Record Updated	Jul 30, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$616.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4957 CARNARVON RD SYRACUSE NY 132152211, SYRACUSE, NY 13215-2211

Mortgage

Document Number	2870
Date	Jun 24, 2020
Instrument	2870

Lender

Name	TOMPKINS TR CO
Address	ITHACA, NY 14850

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 23, 2035

Tax Assessment & Valuation

Source: Cortland County and Cortlandville Town records · Assessment roll updated March 30, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New York
County	Cortland County
County Subdivision	Cortlandville Town
Unified School District	Homer Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,854.00 (+1.96%)	$130,000 (-) Land $26,200 Building $103,800	$206,349 (+11.11%) Land $41,587 Building $164,762
2023	$2,799.00 Homeowner's exemption	$130,000 Land $26,200 Building $103,800	$185,714 Land $37,429 Building $148,285

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cortland County (36023C), updated August 11, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360239704001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 14 individual NFIP policies nearby
Nearby Flood Policies	14 in force
Nearby Flood Claims	12 (1981–2013)
Claims Outside the SFHA	3 of 12
Most Recent Claim	Jul 2013, river or lake flooding, Severe Storms And Flooding
Claims By Storm	Severe Storms And Flooding, Jul 2013 · 10 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 55% of New York
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 24 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Spectrum, Verizon, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.