1840 Point St, Commerce Township, MI 48382 Property Records

Oakland County property record for 1840 Point St, Commerce Township, MI 48382

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,341 sqft · built 1978
Lot Size	0.209 acres (9,104 sqft)
Owner	2 Individual Names on File
Last Sale	$262,000 (Jun 1997)
Tax Bill	$3,918 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Apr 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`E-17-01-252-008`

Property Details

APN / Parcel Number

Primary APN	`E-17-01-252-008`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,341 sqft Living Area
1st Floor Area	1,188 sqft
Basement Area	1,188 sqft
Unfinished Basement	1,188 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1997
Architectural Style	Colonial
Exterior Material	Wood Siding
Foundation Type	Raised
Roof Type	Gable
Lot Area	9,104 sqft (0.209 acres)
Lot Dimensions	171 ft deep x 52 ft wide
View / Lot	Waterfront / Beach
Garage Area	525 sqft
Parking Spaces	2 Parking Spaces
Deck Area	360 sqft
Patio Area	522 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	1840 POINT ST
City	COMMERCE TOWNSHIP
State	MI
Zip	48382-2275
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LI
Legal Description	T2N, R8E, SEC 1 DOUBLE PRIVILEGE SUB LOT 90
Legal Range	08E
Legal Township	02N
Legal Section	01
Legal Subdivision	DOUBLE PRIVILEGE
Legal Lot Number	90
Jurisdiction	OAKLAND MI
Township / Civil Division	COMMERCE
Census Block Group	3
Census Block	3008
Census Tract	134000

Owner

1840 Point St is owned and occupied by two individuals who acquired it in April 2019.

Source: Oakland County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1840 POINT ST, COMMERCE TOWNSHIP, MI 48382-2275
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Apr 25, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Mar 30, 2018	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 3, 1997 · Amount on File
Deed Sale	Jun 3, 1997 · Amount on File
Last Transfer Date	Apr 18, 2019
Transfer Doc	0000064024
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	1840 POINT ST, COMMERCE TOWNSHIP, MI 48382-2275
Document Number	0000083948
Instrument Date	Apr 17, 2020
Transaction Type	Mortgage
Record Updated	May 22, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1840 POINT ST COMMERCE TOWNSHIP MI 483822275, COMMERCE TOWNSHIP, MI 48382-2275

Mortgage

Document Number	0000083948
Date	Apr 27, 2020
Book Page	054136/000252
Instrument	83948

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 26, 2050

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OAKLAND MI
Recording Date	Apr 25, 2019
Property Address	1840 POINT ST, COMMERCE TOWNSHIP, MI 48382-2275
Document Number	0000064024
Book / Page	052765 / 000015
Instrument Date	Apr 18, 2019
Instrument	64024
Transaction Type	Transfer
Record Updated	May 15, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1840 POINT ST COMMERCE TOWNSHIP MI 483822275, COMMERCE TOWNSHIP, MI 48382-2275

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	1840 POINT ST, COMMERCE TOWNSHIP, MI 48382-2275
Document Number	0000053076
Instrument Date	Mar 30, 2018
Transaction Type	Mortgage
Record Updated	Apr 18, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1840 POINT ST COMMERCE TOWNSHIP MI 483822275, COMMERCE TOWNSHIP, MI 48382-2275

Mortgage

Document Number	0000053076
Date	Apr 6, 2018
Book Page	051697/000693
Instrument	53076

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 5, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1840 Point St was $3,918 with a homeowner's exemption, down 38.9% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Commerce Charter Township
Unified School District	Walled Lake Consolidated Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,918.00 (-38.91%) Homeowner's exemption	$381,860	$763,720
2024	$6,414.00
2023		$324,850	$649,700
2021	$5,361.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1840 Point St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2002–2004)
Most Recent Claim	May 2004 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1840 Point St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Verizon.

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