1825 Point St, Commerce Township, MI 48382 Property Records

Oakland County property record for 1825 Point St, Commerce Township, MI 48382

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,430 sqft · built 1940
Lot Size0.18 acres (7,841 sqft)
OwnerIndividual Name on File
Last Sale$26,000 (Jul 2012)
Tax Bill$2,159 (2025)
Deeds & MortgagesFeb 2021 Line of Credit
Flood ZoneZone X (minimal risk)
APNE-17-01-256-004

Property Details

APN / Parcel Number

Primary APNE-17-01-256-004

Interior

Bedrooms4 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area1,430 sqft Living Area
1st Floor Area1,144 sqft
Basement Area1,144 sqft
Unfinished Basement1,144 sqft

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Architectural StyleBungalow
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Lot Area7,841 sqft (0.18 acres)
Lot Dimensions160 ft deep x 50 ft wide
Garage Area220 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchSlab
Porch Area56 sqft
Deck Area240 sqft
Patio Area240 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Heating FuelGas
SewerSeptic
Water SourceWell

Location & Zoning

Street Address1825 POINT ST
CityCOMMERCE TOWNSHIP
StateMI
Zip48382-2276
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSI
Legal DescriptionT2N, R8E, SEC 1 DOUBLE PRIVILEGE SUB LOT 71
Legal Range08E
Legal Township02N
Legal Section01
Legal SubdivisionDOUBLE PRIVILEGE
Legal Lot Number71
JurisdictionOAKLAND MI
Township / Civil DivisionCOMMERCE
Census Block Group3
Census Block3014
Census Tract134000

Owner

1825 Point St is owned by an individual who bought it in July 2012.

Source: Oakland County records, as of July 23, 2026

Owner of RecordIndividual Name on File
Mailing Address3421 POINTE CREEK CT, 302, BONITA SPRINGS, FL 34134-2013
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 20, 2012 · Amount on File
Deed SaleJul 20, 2012 · Amount on File
Prior SaleAug 12, 2011 · Amount on File
Deed Document Number2012154063
Deed Book / Page44437 / 730
Record UpdatedOct 29, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address1825 POINT ST, COMMERCE TOWNSHIP, MI 48382-2276
Transaction TypeMortgage
Record UpdatedMar 26, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address1825 POINT ST, COMMERCE TOWNSHIP, MI 48382-2276

Mortgage

Document Number0000044572
DateFeb 18, 2021
Book Page55733/549
Instrument44572
Lender
NameWINGS FINANCIAL CU
TypeCredit Union
AddressSAINT PAUL, MN 55124
Agreement
TypeLine of Credit
AmountAmount on Record
Term240 Months
DueFeb 17, 2041
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 1825 Point St was $2,159, down 30.7% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
County SubdivisionCommerce Charter Township
Unified School DistrictWalled Lake Consolidated Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,159.00 (-30.67%)$101,120$202,240
2024$3,114.00
2023$87,960$175,920
2021$1,721.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1825 Point St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims2 (2002–2004)
Most Recent ClaimMay 2004 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1825 Point St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL
100 / 20

May also be available: Verizon.

Nearby Properties on Point St

Nearby Streets

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